The annual fee standards for Bank of China credit cards are as follows: for personal cards, the maximum annual fee for regular cards is RMB 100, for theme cards is RMB 280, and for gold/titanium cards, the annual fee is capped at RMB 300. The Platinum Card has a higher annual fee of RMB 800, while the upper limit of the annual fee for high-end cards reaches RMB 8,800. The annual fee for business card/organization card is RMB 360.

As for the annual fee reduction policy, personal gold cards and ordinary cards are exempt from annual fees in the first year, and the annual fees for the next year are waived after completing 5 transactions. Supplementary cards enjoy the same policy. All currency card series (including gold, regular and platinum cards) enjoy full annual fee exemption until December 31, 2018. Platinum card customers and new customers are exempt from the first-year annual fee from 2017 to 2018. In the following year, they need to make 12 transactions with a transaction volume of 20,000 yuan or use 100,000 transaction points to be exempted from the annual fee.

It is worth noting that Bank of China’s credit cards are internationally accepted. Cardholders can use them at branches in 20 countries and regions around the world and enjoy interest-free loan services for up to 50 days. The application process is relatively simple. You only need to fill in the application form and provide copies of relevant identity documents, residence certificates and financial documents.

The above information comes from Bank of China’s credit card service charge price list. I hope it can help you understand the annual fees and preferential policies of Bank of China’s credit cards.