How to repay the credit card by WeChat
1. Users log in to WeChat, click I-Pay-Credit Card Repayment, and then select the credit card that needs to be repaid in my credit card. Click on the credit card, enter the repayment amount, and click on Repayment Now. Under normal circumstances, it will arrive on the same day. Users who have not added a credit card need to add a credit card before making repayment.
2. It should be noted, however, that there is a handling fee for WeChat to pay back the credit card, while users do not need to pay the handling fee when using mobile banking to pay back the credit card.
How to repay others' credit cards with WeChat
Up to now, WeChat has been used not only as chat communication software, but also for some businesses, such as repaying credit cards, which can not only repay our own credit cards, but also help others' credit cards. Here, let's introduce how to repay others' credit cards through WeChat. Let's take a look.
1. How does WeChat help others pay back their credit cards
This is actually similar to paying back their own credit cards. You can pay back with WeChat change or with a bound savings card. The specific repayment steps are as follows:
1. Enter WeChat, find "WeChat wallet" and choose a credit card to pay back;
2. Add the credit card to be repaid, enter other people's credit card information, name and confirm the card binding;
3. Click the bound credit card, enter the repayment amount, click Repayment Now, and enter the payment password to complete the repayment.
2. Precautions for repaying others' credit cards
There are two points that must be paid attention to when repaying others' credit cards through WeChat. One is the repayment limit, and the other is the time of receipt:
1. Repayment limit: the single repayment for repaying others' credit cards should not exceed 2, yuan, the single repayment should not exceed 2, yuan, and the maximum monthly repayment limit is 1, yuan.
2. Time of receipt:
1 Real-time receipt: Xingye, CITIC, Ping 'an, Agriculture, Minsheng and Everbright;
2 same-day accounts: China Merchants, Industry and Commerce, Bank of Communications, Bank of China, Guangfa and China Construction Bank;
accounts will be received within 32-3 working days: Pudong, Jiangsu, Ningbo, Nanjing, Shanghai, Beijing, Hangzhou, Hankou, and Shanghai Rural Commercial
Reminder: WeChat should return other people's credit cards, and it is best to repay them a few days in advance, so as to avoid the delay of repayment and affect other people's personal credit.
how to repay with wechat credit card? What are the repayment methods?
wechat is now one of the necessary softwares for our mobile phones. Besides the basic chat function, wechat also plays an important role in the financial field. While the functions are becoming more and more perfect, it is also more convenient for our lives. For example, the credit card repayment function in WeChat wallet is very practical. Many friends still don't know how to operate WeChat credit card repayment. Let me introduce it to you.
how to pay back the credit card with wechat?
1. Log in to WeChat Client-I-Wallet-Credit Card Repayment
2. Select a credit card to repay or add a credit card-enter the repayment amount and click Repayment Now.
In fact, the operation of credit card repayment is relatively simple. If a credit card has been added, you can also see the bill amount of the credit card, or bind multiple credit cards.
It should be noted that after the repayment is successful, the expected arrival time will be displayed, so you need to pay attention to it. Generally, the bank's arrival time is very fast, but unexpected circumstances are not ruled out, so it is recommended that you make repayment at least 1-2 days in advance.
what are the repayment methods of wechat credit card?
There are actually many repayment methods supported by credit card repayment. You can use WeChat payment to bind the continuous card and change for repayment. If multiple savings cards are bound, you can check any bound savings card for payment on the repayment page.
PS: Because the central bank has strict regulations on online cash payment, it only supports the repayment by savings card.
About "How to operate WeChat credit card repayment? What are the repayment methods? " That's all for you. I hope I can help you. There is a certain handling fee for WeChat credit card to repay more than 5, yuan. Please pay attention!
how to pay back the credit card with wechat
how to pay back the credit card on wechat:
1. enter "my wallet" and you will see a "credit card repayment" option. After clicking in, you will see the bound credit card.
2. Click the bound credit card to enter the interface of Credit Card Repayment, enter the repayment amount, click Repayment Now and enter the payment password to complete the repayment.
3. There is no service charge for repayment by using WeChat, but there is a repayment limit and the arrival time is different. The credit card repayment limit is a single payment and a daily payment of 2, yuan and a monthly payment of 5, yuan.
how can I repay my credit card on wechat?
The steps to repay the credit card by using WeChat are as follows:
1. Open and log in your personal WeChat account;
2. Click "My" in the bottom menu, and then click to enter the "Payment" page;
3. find and click "credit card repayment" in Tencent service;
4. Click "My" at the top of the credit card repayment page to enter the credit card user management interface;
5. Click "Manage Credit Cards" and select the credit card you want to unbind;
6. There is a button "Delete this credit card" at the bottom of the credit card page. After clicking it, you will be prompted "Do you want to delete this credit card with the suffix?
7. click "yes" to complete the deletion and the unbinding process of wechat credit card repayment.
credit card repayment method
within the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.
Micro-banking POS mobile phone Micro-banking POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct credit card repayment and transfer. Immediate arrival!
repayment by transfer/remittance is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer or remit money, the remitting bank will charge a certain fee, and at the same time, the time of payment and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.
The common online platforms for online repayment in China are UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Different platforms and banks are selected, and the charging standards and specific payment arrival time are different.
Convenience Store Repayment This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it takes 2-3 working days to arrive at the account, and no handling fee is charged for repayment in this way.
Counter-to-counter repayment refers to bank cards issued by networked financial institutions, which are used to conduct RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Exchange Center.
the "xinfutong" smart credit card phone is an innovative electronic product independently developed by China unionpay, certified by the bank card testing center, and supported by financial services provided by the inter-bank information exchange network of China unionpay.
Repayment Pass uses "Repayment Pass" for repayment, and the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank transfer in different places stipulated by the local People's Bank.
in addition to the above-mentioned methods, the issuing bank has also opened its own repayment methods for the convenience of cardholders.
how can wechat repay the credit card? Introduction of credit card repayment method of WeChat
Like Alipay, WeChat also has a credit card repayment function. As long as you bind a credit card to WeChat, you can repay your credit card or someone else's credit card, which is very convenient. So, how can WeChat pay back the credit card? What are the specific repayment methods? Let's introduce it to you.
wechat also pays credit cards. Generally speaking, it can be divided into two parts, one is to bind credit cards on wechat, and the other is to repay the bound credit cards. Friends who want to repay with credit cards must remember clearly.
Let's take a look at how to bind a credit card on WeChat.
Binding a credit card on WeChat is actually very simple. First, you must open WeChat on your mobile phone, then click "I" at the bottom of the menu bar, then click on your wallet, enter my wallet and start to bind the card.
in the "My Wallet" interface, there is a "Bank Card" option. Click it to see "Add Bank Card", and then enter the payment password identity.
after verifying the identity, enter the cardholder, and click Next to enter the obtained verification code, and the card can be tied successfully.
After the credit card is bound, you can start to repay.
Please follow the above steps, enter "My Wallet" and you will see a "Credit Card Repayment" option. After clicking in, you will see your bound credit card.
Click the bound credit card to enter the Credit Card Repayment interface, enter the repayment amount, click Repayment Now, select the payment method as Change or Savings Card, and then enter the payment password to complete the repayment.
I want to remind you that there is no handling fee for using WeChat to repay, but there is a repayment limit, and the arrival time is different.
the credit card repayment limit is 2, yuan per day and 5, yuan per month.
in terms of repayment speed, according to the repayment time, the arrival time is also different. Some people arrive on the same day, some arrive immediately, some arrive the next day, and some arrive in 2-3 days. In order to avoid overdue due to late arrival, it is best for everyone to repay the credit card three working days in advance.
Let's stop talking about how to pay back the credit card by using WeChat.