Hello, it depends on the composition of your current bill. The minimum repayment amount = 10 cash advance principal 10 non-cash advance transaction principal 100 fees 100 interest 100 excess consumption 100% of the minimum repayment in the previous period The unpaid portion of the amount is 100% of the single installment amount. As long as you repay the minimum amount of your bill before the payment due date, you will not incur late payment fees and will not affect your personal credit. Please rest assured. However, recurring interest will accrue. All consumption in the current period will accrue interest from the recording date (usually the second day after consumption), with a daily interest rate of 0.05% until you pay it off in full.

If you have other questions, please open the China Merchants Bank homepage www.cmbchina.com and click "Online Customer Service" in the upper right corner to enter the consultation.