Starting from 50,000 yuan, the credit card limit of Shanghai Pudong Development Bank is within 10,000 yuan, the gold card limit is between 10,000 yuan and 50,000 yuan, and the platinum card limit is Above 50,000 yuan. Of course, if you want to apply for the Platinum Card of Shanghai Pudong Development Bank, the threshold is relatively high and ordinary people cannot get it. Because the Platinum Card limit is high, the applicant must have better qualifications. For example, the job must not only be stable, but also have a high salary and rich personal assets. Only then will the bank believe that the applicant can repay the loan on time. After all, most people need to pay back the loan on time. The limit of 50,000 has been used up, and in the end, it will be unable to pay back, which will make the bank very depressed. If you have applied for the Shanghai Pudong Development Platinum Card and successfully applied for the card, the amount actually applied for the card will also need to be considered. It is recommended to apply for a platinum card offline as much as possible. Submitting more proof of financial resources will help increase the actual card limit.
How about the Shanghai Pudong Development Bank Platinum Dream Card?
1. The annual fee is waived for life.
2. The starting limit is 50,000 yuan and the upper limit is 500,000 yuan. Under normal circumstances, as long as the personal financial resources prove that it meets the requirements of Shanghai Pudong Development Bank for card issuance, the credit limit will usually not be less than 50,000 yuan.
3. Benefits 1. 10% discount for UnionPay online payment of 100 yuan or more every Thursday; 2. Every Tuesday, Saturday, and Sunday, you can enjoy a 16 yuan movie viewing experience; 3. Pacific Coffee is free every day Cup upgrade, cup upgrade 2 for free on Tuesday, Saturday and Sunday 4. Enjoy 1 yuan airport parking in designated airport parking areas at many airports across the country 5. Purchase China UnionPay Beijing, Shanghai, Guangzhou and Shenzhen exclusive 108 yuan voucher for airport transfer at 1 yuan 6 1 yuan airport parking: Holders of Pudong Development UnionPay Platinum Dream Card can enjoy 2-hour parking or 48-hour parking services in designated airport parking areas or UnionPay exclusive parking areas at many airports across the country. Spend 1 yuan with the card. (The airport covers Beijing, Shanghai, Guangzhou, Shenzhen, Kunming, Hangzhou, Xi'an, Xiamen, Changsha, Wuhan, Nanjing, Haikou, Guiyang, Fuzhou, Taiyuan, Ningbo, Nanchang, etc.).
What is the general limit of Shanghai Pudong Development Bank Platinum Dream Card?
Generally speaking, the Pudong Development Bank Platinum Dream Card limit is 10,000-50,000 yuan. The specific limit is determined by your application qualifications, but the Shanghai Pudong Development Bank Platinum Credit Card limit is approximately 10,000 yuan.
When talking about the limit of Pudong Development Platinum Dream Card, let’s also talk about the factors that affect the credit card limit.
1. Credit record
When you submit a credit card application, the bank will query your personal credit record from the online system. If the customer has bad records such as penalty interest, the bank will Credit card limit issues will be considered as appropriate.
2. Marital status
Don’t be surprised when you see these four words. Generally speaking, married people can get a much higher limit than unmarried people. The reason is that banks consider people with families people are more stable.
3. Financial ability
The personal income certificate of the unit is a strong evidence, which can show the cardholder’s income expectations and whether the income is stable. If he is an employee in a high-income industry, , will add more points when rating, which is also beneficial to your credit limit.
4. Educational qualifications
Although there are no in-depth requirements for academic qualifications in all walks of life, when applying for credit cards, those with graduate degrees or above will be rated higher.
5. Work status
Usually engineers, economists, accountants, teachers, lawyers, civil servants, doctors, power systems and other industries are favored by banks, so their credit card limits will be high.
6. Proof of income
Compared to those whose wages are paid in cash, borrowers who can provide the bank’s salary statements for the past three to six months are more likely to obtain a credit card. Thereby obtaining a credit card limit.
7. Workplace
Those who work in state-owned enterprises and Fortune 500 companies will receive higher credit limits because such employees have stable workplaces and banks do not need to overdo it. Worry about the risks you take.