If you lose your ID card, be careful of being "loaned"

Explanation of terms:

Credit card fraud (also called credit card fraud) refers to the purpose of illegal possession , violating credit card management regulations, using credit cards to conduct fraudulent activities, and defrauding large amounts of property.

Don’t be careless! I lost my ID card five years ago, and now I am "loaned" for no reason; this is what I should do if I lose my ID card

If I lose my ID card, be careful of being "loaned"

Crash! The young man received an inexplicable text message,

The mobile phone number was reissued, and Alipay made money automatically!

On April 29, 2017, Mr. Shao came home from work and parked his electric car. He took out his mobile phone and wanted to check his circle of friends, but there was no signal on his mobile phone. Mr. Shao didn’t pay much attention. When I entered the house, something was wrong. My phone continued to have no signal, and I received an inexplicable text message.

Is that correct? Mr. Shao had a question mark on his forehead. He quickly looked for his wallet. His ID card and bank card were all there, and the number was also in his real name. How could it be reissued?

Mr. Shao responded quickly. He knew that it would be too late to go to the business hall at this time, so he quickly called customer service. After a long explanation and communication, the phone was temporarily shut down, and Mr. Shao breathed a sigh of relief.

But things became a little out of control after a while. Alipay popped up a message showing that his username and password had been changed, and then it showed that the bound bank card had recharged 5,700 yuan to Alipay.

Mr. Shao didn’t even have time to eat, so he hurriedly called Alipay’s customer service, changed his username and password, transferred his balance, and finally froze his account. Mr. Shao thought he could finally breathe a sigh of relief. Bar. But he didn't expect that something even more devastating was to come.

Two

WeChat and QQ accounts have "fallen" one after another,

more than ten small loan companies "come in one after another"!

Just because I lost an ID card nine years ago!

The next morning, Alipay was unfrozen and the password and username were changed again. Mr. Shao immediately reported the case. But after leaving the police station, WeChat and QQ accounts also "fell" one after another. A few days later, more than a dozen small loan companies "came in one after another", and all kinds of loan information were waiting for his confirmation, and his life was completely messed up.

Just before reporting the crime, Mr. Shao did something very important. He first learned from Alipay’s customer service that the bound bank card was a Postal Bank savings card, and there were also A mobile phone number starting with 131. At the same time, he thought that he had lost his ID card once in 2009. It seemed that there must be something wrong with the lost ID card.

Three

Destroy the three views! Use someone else's ID card to apply for a bank card, and it works smoothly!

After reporting the crime, the police quickly found the surveillance video. On April 29, 2017, a man wearing a red shirt applied for a bank card at the bank holding Mr. Shao’s ID card.

However, comparing their facial features, it is not difficult to find that the difference in appearance between the two is not just a little bit big. They are clearly two people, but the staff did not notice it.

Just after Mr. Shao reported the crime, Mr. Shao also found a way to contact the suspect. Mr. Shao’s idea was simple, to get his ID card back as soon as possible, but he didn’t expect that he would be blackmailed by the suspect. In May 2017, the suspect Zhou was captured. Before the incident, he had been criminally punished for credit card fraud, which affected his credit, so he thought of using the victim Mr. Shao's ID card to apply for a bank card. In January 2018, the Jing'an District People's Court sentenced the defendant Zhou to one year and nine months in prison for the crime of stealing identity documents, obstructing credit card management, and extortion.

Nowadays, Mr. Shao has become extremely cautious, and the whole incident made him call him "high profile". Nowadays, you can travel all over the world with a mobile phone, and "swiping your mobile phone" has become a very common thing in life. important means of payment.

As for the second-generation resident ID card that can still be used after being lost, experts explained that this is actually a technical problem.

Even if my country’s current second-generation resident ID card is reported lost, the electronic chip in it can still be identified and the information is still available. Therefore, if a citizen loses his or her ID card, he or she cannot just get a new one at the police station. It is best to issue a certificate of loss, which can provide legal protection to a certain extent.

The "Resident Identity Card Law of the People's Republic of China" clearly stipulates:

Anyone who uses another person's resident identity card fraudulently or uses a fraudulently obtained resident identity card shall buy, sell, or Anyone who uses a forged or altered resident ID card will be fined not less than 200 yuan but not more than 1,000 yuan by the public security organ, or detained for not more than 10 days. If there is any illegal income, the illegal income will be confiscated.

The police remind you not to use someone else's ID card if you find it, but to hand it over to the local police station in a timely manner.

Resident ID card is the main credential of personal information. Once lost, it is likely to threaten citizens’ property security and credit records, lead to disputes and even break the law. This case also serves as a warning to relevant units that they should exercise due diligence when verifying identity information to prevent criminals from using leaked personal information to engage in illegal activities. The article is integrated from Fa Lele and Fujian News Channel