The biggest advantage of credit card installment is that it can relieve stress. When the single bill is too high, the pressure on cardholders will be even greater. Credit card installment can be paid in installments within a few months. How to apply for credit card installment? What are the requirements for applying for credit card installment?
How to apply for credit card installment?
1. Telephone application: Cardholders can call the credit card customer center of the issuing bank or telephone banking to apply for credit card bill installment.
Two, the card bank outlets, the cardholder can handle the credit card installment repayment at the counter of the bank's business outlets.
3. Online banking of the cardholder's bank. The cardholder can handle it by mobile phone in the online bank of the cardholder's bank.
Conditions for credit card bill installment application: the applicant must hold a bank credit card master card and have a good repayment record in the current period without delay.
Time of application for bill installment: From the trading day to the repayment date, you can freely choose to installment the transactions under RMB or USD account. For unbilled transactions, you can apply for installment payment between the transaction date of 19:30 and the billing date of the bill corresponding to the transaction.
Application amount for bill installment: apply for RMB bill installment, and the minimum application amount for each installment is not less than 300 yuan RMB; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time.
Summary: There are three ways to apply for credit card installment, namely, telephone application, card-holding bank online banking and card-holding bank outlets. Application conditions: the applicant must hold the personal card of the bank credit card, have a good record of using the card, and have no delay in repayment in the current period.