You can apply for an objection process to restore your credit record, which was announced by the PBOC. For problems not caused by the customer's main customs, you can apply for recovery. Including: non-I do the card, system errors and other reasons.

therefore, you can apply to the bank where you opened the account, and the other party can access the information and application form of the card at that time, and it can be used as evidence materials if it is not signed by himself or contains other false elements.