Usually before 24 o'clock on the day of accounting. Banks will collect users' consumption records on the settlement date, but there is no fixed time. The billing date of the credit card is determined by the billing time of the merchant. Generally speaking, the merchant will settle the bill on the second day of the cardholder's consumption. The consumption record on the day of the credit card statement will be recorded in the next statement, and the cardholder can enjoy the longest interest-free period.

How to increase the credit card limit?

1. Increase the frequency of credit card swiping: If you want to increase the credit card limit, you must swipe your card where you can, and the credit card merchants should be diversified, so as to limit the increase of the credit card limit.

2. Appropriate installment: Appropriate installment is conducive to increasing the credit card limit, but try not to handle too long installment and the installment amount should not be too high.

3. Keep a good credit card record: if there is a problem with credit information, it is impossible to withdraw cash. Therefore, users must repay on time to avoid overdue.