Legal analysis: whoever commits the crime of obstructing credit card management shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall be fined not less than 654.38 million yuan but not more than 654.38 million yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years and fined not less than 20,000 yuan but not more than 200,000 yuan.

Legal basis: Article 177 of the Criminal Law of People's Republic of China (PRC) has one of the following circumstances, which hinders the management of credit cards, and shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall be fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan:

(1) Holding and transporting a counterfeit credit card knowingly, or holding and transporting a blank credit card knowingly, in a relatively large number;

(2) Illegally holding other people's credit cards, with a relatively large number;

(3) using false identification to defraud credit cards;

(4) Selling, purchasing or providing others with forged credit cards or obtaining credit cards by fraudulent means.