Bank of China credit card combined repayment and deduction sequence:

1. When a card has a foreign currency deposit, the deposit will first be used to repay the debt of the attached card, and then repay other cards with the same currency.

2. When a dual-currency card has a RMB deposit, the deposit will first be used to repay all the foreign currency arrears of the card;

3. RMB deposits on one card First repay the RMB arrears of its attached card and purchase foreign exchange to repay the foreign currency arrears of the attached card, then repay the RMB arrears of other main cards (repay one card at a time) and purchase foreign exchange to repay the foreign currency arrears;

4. When consolidating repayments, repay the minimum repayment amount in each card bill first, and then repay the full amount owed;

5. When consolidating repayments, the order from the largest deposit to the least owed amount is Repay the least to most card;

6. When credit card A has a creditor in RMB (card A has no foreign currency debt), the main card B under the same name has a RMB debt, and the main card C has a foreign currency debt. the order of repayment. Repay the debt in the order of: minimum in RMB, minimum in foreign currency, full amount in RMB, and full amount in foreign currency;

7. If cash installment is applied for the current period (if the first installment is not recorded in the account), the current deposit The amount is affected by the cash installment amount and cannot be transferred out.

(Answer time: November 7, 2023)

The above content is for your reference, please refer to the actual business regulations.

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