When the status of Industrial Bank Card is abnormal, we should know what causes it, and then solve it according to the specific reasons. The common reasons are that the bank card password is entered incorrectly for more than 3 times and locked; ID card expired; Frequent transfer of bank cards; Cases involving the law are frozen by the judiciary; Bank cards can't be read after degaussing. Except for being frozen by the judiciary, everything else can be solved through the bank counter.

Industrial bank cards are divided into debit cards (savings cards) and credit cards. Debit cards can only be applied through the bank counter, and the bank will charge a certain fee when applying. However, when handling debit cards, there are one, two or three types of accounts, one of which has the highest authority and belongs to universal accounts.

There will be a limit when using the second and third types of debit card accounts, of which the daily limit for the second type is 10000 yuan and the annual limit is 200000 yuan. The balance of the third category cannot exceed 1 0,000 yuan, with a daily limit of 5,000 yuan and an annual cumulative limit of 1 0,000 million yuan. Three types of accounts do not have physical cards, and are generally bound to mobile banking or third-party platforms.

Credit cards must be returned on time after use, and there can be no overdue, because there will be penalty interest after overdue. The longer the time, the more penalty interest. In fact, if the credit card can't repay on time, you can use installment or minimum repayment amount, which can reduce the monthly repayment amount and avoid overdue.