2. If the customer happens to have installment demand, it is just right to apply for installment at the invitation of the next bank. It should be noted that generally, only when customers use their cards irregularly, which causes banks to suspect that customers are cashing out or the repayment is overdue, banks will reduce the credit card for risk control. If the circumstances are serious, the credit card quota may be frozen.
3. If the customer keeps good card use behavior and repays the card on time, the bank will not reduce the amount of the card for no reason. And customers maintain a good personal credit, which is also conducive to the card to improve the credit card limit. Generally, customers who have a large credit card overdraft will be invited by the bank. If the credit card does not spend much, the bank will naturally not invite the installment.
installment
1. installment generally refers to installment payment, which refers to the shopping method of paying the price in multiple installments when buying some higher-priced goods. I don't know which installment your friend is going to handle, but it is still risky to provide the bank card account number to others. It is recommended to find a friend to ask what to do specifically, and don't disclose your identity information to others easily. Credit card installment such as bank card information refers to dividing your repayment amount into three or six equal parts to return it. This purpose is to reduce your repayment pressure, and the bank will charge a certain installment fee. Staging is not specific. If the funds are sufficient, staging is not required. If the funds are tight, staging can be selected in order not to appear overdue.
2. Credit card installment is mainly divided into cash installment, bill installment and consumption installment. Bill installment refers to a repayment method that the credit card holder requests the credit card center to return the consumption amount to the bank in installments after using the credit card to spend. Installment payment of credit card bills is the simplest method of installment payment. You only need to call the bank credit card center or log in to personal online banking to apply for installment payment during the period from the credit card consumption to the due repayment date. Under normal circumstances, as long as there is no bad personal credit record, it can be approved.