How to prevent your bank card from being automatically deducted overdue:

1. Timely repayment: Make sure to make timely repayment according to the minimum repayment amount or the full repayment date on the credit card bill. Set reminder methods, such as mobile phone reminders, email reminders, etc., to avoid forgetting to repay.

2. Set up automatic repayment: You can contact the bank to set up the automatic repayment function and associate credit card repayments with savings accounts to ensure that monthly repayments are automatically transferred on time and reduce overdue payments caused by forgetting to repay. risk.

3. Pay attention to the account balance: Pay attention to the balance of the savings account after consumption to ensure that there are enough funds for credit card repayment to avoid overdue due to insufficient balance.

4. Reasonably arrange your consumption plan: Make a reasonable consumption plan to avoid consumption beyond your ability to ensure timely repayment.

5. Establish a budget plan: Develop a monthly budget plan, plan expenditures reasonably, and ensure that there are enough funds for credit card repayments.

Summary:

To prevent automatic bank card deductions from being overdue, you must first maintain good repayment habits and repay on time; secondly, you can set up the automatic repayment function to ensure repayment The amount is accurate; in addition, rationally arranging consumption plans and formulating budget plans are also important measures to prevent overdue payments.

Extended information:

- How to improve personal financial management capabilities?

- What are the consequences of an overdue credit card?

-Relevant provisions of the Consumer Rights Protection Act.