What does a credit card application specialist do, including daily work! The more specific the better!

1. Credit card specialists are sent by the bank’s credit card department to life insurance companies to assist life insurance salesmen in handling credit card business.

Take Ping An Insurance as an example. Ping An’s life insurance salespeople can do cross-selling, banking business, property insurance business, credit, securities, investment, etc. Therefore, banks, property insurance, securities and other companies will designate a specialist for each department to assist salesmen in handling their own company's business, and provide relevant training and guidance to life insurance salesmen.

For banks, they are banking specialists, for property insurance companies, they are property and casualty insurance specialists, and for securities companies, they are securities specialists.

To put it simply, I am very familiar with life insurance and am an expert, but it is impossible to be an expert in property insurance, banking, and securities. In that case, I need the guidance and assistance of these specialists.

II. Job Description

Job Responsibilities:

1. Applicants aged 23-45, with one year or more work experience; (Nanjing locals may qualify Relaxed)

2. Educational background: college degree or above;

3. Enthusiastic and positive, motivated and responsible, loves his job, and can accept training from the company;

4 , have good organizational and communication skills, and be able to endure hardships and endure hardships;

5. Be able to accept challenging work with good psychological quality and teamwork ability;

6. Have experience in finance, Applicants with working experience in management, insurance, sales, service, medicine or law industries are preferred.

Job Requirements:

Job Requirements:

1. Serve the company’s VIP customers and high-value individual customers, and provide comprehensive financial management for high-value individual customers. Services;

2. Banking business: related products and services provided by Ping An Bank, including savings business, financial management business, credit card business, credit business, etc.;

3. Securities business: Stocks, bonds, funds;

4. Trust business: property trust management, financial product trust management;

5. Life insurance: health, accident, pension, education fund, group insurance etc.;

6. Property insurance: car insurance, home property insurance, cargo transportation insurance, public liability insurance, etc.;

7. Regularly contact customers to report the income of financial products, Maintain a good relationship of trust.

What is the job of a Bank of Communications credit card specialist?

The job of a Bank of Communications credit card specialist is quite challenging. This job is similar to sales. It depends on individual ability. If you are more introverted, it will not be easy to do this. Moreover, when recruiting, you need to distinguish whether it is staffed by the Bank of Communications or a labor dispatch company outsourced by a third-party agency. There is a big gap between the two. Specific work needs to be promoted outside every day and new customers must be developed. There are assessment indicators.

Is it easy to be a credit card specialist at China CITIC Bank?

It is not easy to be a credit card specialist at CITIC Bank. Credit card specialists at China CITIC Bank need a high degree of education and must pass numerous assessments, which test people's communication skills. Therefore, it is not easy to be a credit card specialist at CITIC Bank.

The advantages and disadvantages of bank credit card customer service specialists

The advantages and disadvantages of bank credit card customer service specialists are as follows:

1. If you join the establishment, you will be transferred to other positions in the future. The chances are better. Even if you don't join the workforce, having bank work experience will make it easier to find a job in another bank in the future. It's like entering the banking circle.

2. It is definitely impossible to buy a house or a car with the expected income. It is fully qualified according to the standard of "finding a place to pay the money".

Disadvantages: 1. The so-called convenience of finding a job in another bank only refers to the basic work of the bank, such as counter, financial management, etc. Don’t even think about being a leader or working in an agency. 2. Rest is not fixed, you have to work over shifts, and you have to stay up late.

What are the job responsibilities of a credit card customer service specialist

The job responsibilities of a credit card customer service specialist include: accepting bank entrustment to handle matters related to overdue credit card debts; reminding by phone, going out to verify and deliver Remind bank debtors to repay their debts in a timely manner through legal documents and other means; register collection situations, obtain and update information related to collection objects; verify customer address data, obtain and update relevant information; understand customer needs and maintain customer relationships; through verification, Reach the customer's repayment intention through search, communication, etc., and ensure that the other party implements the repayment.

Job requirements for credit card customer service specialists:

1. Must have mature coping skills and rich communication skills; be between 18 and 35 years old and have a good image

2. Applicants with more than two years of work experience are preferred, and those with bank and credit card collection experience or telemarketing experience are preferred;

3. Strong language expression and logical thinking skills, hard-working, proactive, and negotiation and strong coordination ability, quick thinking, and good psychological quality;

4. Be able to use office software proficiently.

5. Strong awareness of confidentiality, good teamwork spirit and dedication Spirit;

6. Have strong ability to withstand pressure and be able to obey the boss's work arrangements.

Credit card:

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

Main features:

1. Pre-depositing cash is not encouraged. Spend first and repay later. You enjoy an interest-free repayment period and can repay in installments (with a minimum repayment amount). Join VISA, MasterCard, JCB and other international credit card organizations so that it can be used globally.

2. It is one of the fastest growing financial services today and is an electronic currency that can replace traditional cash circulation within a certain range.

3. It has both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using their credit cards.

4. It is a high-tech product that integrates financial services and computer technology.

5. It can reduce the use of cash currency.

6. It can provide settlement services to facilitate shopping and consumption and enhance a sense of security.

7. It can simplify the collection procedures and save social labor.

8. Can promote product sales and social demand.

What does a bank credit card installment specialist do?

Invite bank cardholders to handle bill installment business through telephone sales.

Answer customer credit card-related business questions and provide customers with professional services.

Job Responsibilities: Responsible for contacting the bank's credit card customers who have made large purchases, performing targeted maintenance on them, handling bill installment business for them, and answering other customers' questions.

Job requirements:

1. College degree or above. Those with outstanding abilities may relax the academic requirements.

2. Able to speak standard Mandarin, with standard pronunciation and clear enunciation.

3. Have good listening skills, strong language expression skills and communication skills.

4. Applicants who have knowledge of the call center industry will be given priority.

This is the end of the introduction about bank credit card specialists and how much a bank credit card specialist makes per month. I wonder if you found the information you need?