Question 1: How many credit cards can a person apply for in a month? Will it have any impact if you apply for too many? Personal experience has no impact. I once applied for credit cards from three banks on the same day within a month, and all of them were accepted. It is recommended not to apply to large banks such as China Agricultural and Industrial Construction Co., Ltd. The approval process is strict first, and then the quota will be relatively small. It is recommended to apply to small banks or newly established regional banks, which will be easier, such as Ping An, Guangfa, and CITIC. You can apply online. , and then pick up the materials at your door, which is convenient without leaving home.

Question 2: There is no limit to the maximum number of credit cards that each person can apply for. However, like China Everbright or Agricultural Bank of China, if you have more than five or six credit cards or the credit limit is relatively high, their banks will reject you.

Question 3: How many credit cards can one person apply for at most? Hello, sir, one person can apply for multiple credit cards. There is no clear limit on the number, but it is best to hold less than 3 cards. Too many credit cards can easily lead to overdue credit cards. If the credit cards are overdue, it will be a big deal for you to apply for credit cards in the future. influence. If you apply for multiple credit cards at the same bank, one is the main card and the others are supplementary cards. The consumption points of most supplementary cards are combined with the main card. If it helps you, I hope you can accept my answer.

If you have any questions, you are welcome to ask!

Question 4: How many CCB credit cards can one person apply for? In any bank, each person only has one credit card, gold card, regular card, platinum card, or car owner card! ! Take me as an example: they are all Ping An cards, with a regular card limit of 3,000 and a gold card limit of 27,000. The car owner card has a limit of 50,000 and the platinum card has a limit of 250,000 (there are 7 gold cards with the same limit! I went to the bank to ask, and the limits of one card are all used by ***!!) In other words, 27,000 is 7 cards. The total amount! ! You should be able to understand it! ! Remember to adopt it! ! !

Question 5: The state now stipulates how many credit cards a person can apply for, and the maximum overdraft that each can have. Theoretically speaking, every bank only needs to offer credit card services. Each bank can handle 1 to 2 credit cards. However, how much overdraft you can have depends on your limit? For example, if you mortgage your property or car with a bank, and your repayments are timely and not overdue, you have no bad loans or bad credit history, and you are working for a very good company or a civil servant. Or as an individual, corporate executive or leader, you can apply for a credit card of 2-50W, if you are a whiteboard user. You can only apply for 2000-1W, but if you use a credit card frequently and pay it back in time, the limit will be increased! Theoretically, you can overdraw by half. Of course, you can use other methods to withdraw the entire overdraft (this does not make sense, because you will be said to be illegally or maliciously overdrafting, and you are legally responsible)

Question 6: How many CCBs can one person apply for? There is no strict upper limit for credit cards. As long as China Construction Bank approves it, you can get multiple cards.

Multiple cards can enjoy one limit, such as the World Travel Card of 5,000. The limit of other cards will not be higher than it, and if the number is large, you will need to swipe it more times to avoid the annual fee. . My personal opinion is not to increase the amount more than double. There is a high chance of increasing the amount to 10,000. You can discuss the amount increase with the customer service girl, and she will also ask for your opinion and bargain.

Question 7: How many credit cards can one person apply for at most? The People’s Bank of China currently does not stipulate the maximum number of cards to hold

You can apply for as many credit cards as you want

However, the credit limit set by each bank for you is bound to your ID card

For example, if you have 5 ICBC credit cards, each with a limit of 10,000, don’t think that you can spend 50,000. Come out, but 5 cards with a total of ***10,000

Therefore, if you feel that the limit is not enough, it is recommended to apply for a credit card from another bank. Now many banks have "card-by-card" options. The measure, to put it simply, is how much credit limit other banks give you, this bank will also give you the same credit limit

The materials you need to prepare are your ID card and a copy of the credit card you have. It’s OK to add at most one more credit card bill

Question 8: How many bank credit cards can I apply for at most? Good morning, I used to be a customer service staff for a credit card. As several others have said, credit cards have limited quotas. Different cards actually enjoy different preferential activities and have different functions. For example, a dual-currency card can be used when traveling abroad. Use, youth cards have low cash withdrawal fees, and co-branded cards can enjoy double points from co-branded stores (such as shopping malls, hotels, etc.) and banks, and the card faces have different designs. Another advantage of having multiple credit cards is that different cards may have different billing dates, so that your funds can be rotated. For example, card A is due for repayment at the end of the month, and card B is due for repayment in the middle of the month. You can use them in staggered ways. Time difference. What needs to be reminded here is that every credit card actually has an annual fee. Of course, most of them have a certain amount or a certain number of times (mostly 6 or 12 times) within a year to waive the annual fee for the next year. For many credit cards, the annual fee is waived for the first year after you successfully apply. If you apply for multiple cards, it means that each card must be fully used. You can consider applying for several cards according to your consumption situation. Of course, I think it is easy to achieve how many times you use them in a year. Hope it provides you with some help.

Question 9: How many credit cards can a bank apply for? Hello, a bank can apply for multiple credit cards.

A person can apply for multiple credit cards at the same bank (no restrictions), but if you apply for multiple credit cards at the same bank, the credit limit will be the same and exclusive; as long as the applicant must comply with bank regulations. Can apply.

Question 10: How many credit cards can one person apply for at most? If you have the ability to repay, there is no limit to how much you can apply for.

Credit card application conditions:

Aged 18 and not over 65 years old;

The second generation is required ID card;

Proof of employment and income stamped with the company’s financial seal;

No bad credit record;

Other proof of financial resources, such as real estate, cars , stocks, bonds, etc.

Credit card application process:

Fill in the application form;

Provide personal information to the bank, and a copy of the information;

Send by the bank To the credit card center;

The credit card center will review, print and issue the card;

After I get the card, I will open it and wait for the password letter.

Being over 18 years old is a mandatory requirement for applying for a credit card. However, without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if

you do not have an employer, it is best to apply for a credit card. If you have fixed assets such as real estate or cars, or if you have a stable source of income, you can also go to the bank where the transaction occurred to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.