How to apply for a credit card:
1, door-to-door service of credit card salesman;
Advantages: it's convenient and easy, and a salesman can serve you for free with a phone call; The probability of applying is the highest.
Disadvantages: security is not as high as that of business outlets, but it is relatively safe as long as you confirm that you are a credit card salesman.
2. Online application;
Friends who are familiar with online operation are more suitable, but it is not convenient to print out the information they fill in, and it takes money and time to send it to the corresponding address. The probability of success is relatively low, because you don't know what is mandatory and optional, and you don't know much about some precautions and preferential policies.
Advantages: fast.
Disadvantages: I have to print it myself, and there is no staff to provide consultation.
3. Apply at a bank outlet;
The safety factor is the highest, but it is more troublesome. You have to spend time waiting in line at the bank.
Materials and certificates to be provided when handling:
1. Domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;
2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit; 3. If it is a private owner, in addition to the above information, it is also required to provide: a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date; 4. If you want to apply for a large credit card, you need to provide a good proof of economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.