95574 is not a scam call, it is the national unified customer service hotline of Bank of Ningbo.

Bank of Ningbo was established on April 10, 1997, and became the first domestic city commercial bank to be listed on the Shenzhen Stock Exchange on July 19, 2007.

In addition to operating in Ningbo, Bank of Ningbo has established 14 branches in Shanghai, Hangzhou, Nanjing, Shenzhen, Suzhou, Wenzhou, Beijing, Wuxi, Jinhua, Shaoxing, Taizhou, Jiaxing, Lishui and Huzhou , 355 business outlets.

Extended information:

In recent years, Ningbo Commercial Bank has carried out a series of reforms in the bank's operating mechanism and management system, and achieved good results. However, these reforms Compared with the modern requirements, the framework built by innovation still has obvious shortcomings.

1. Although the business philosophy emphasizes the importance of coordinated development of efficiency, quality and scale, bank operations are still one-sided in pursuit of scale and profit, lack of capital constraint mechanism, and do not focus on the core of capital return rate.

2. In the process, operational risks cannot be prevented in advance in the system. Due to the lack of mutual restraint, there are insufficient restrictions on business approval, accounting, operation and management levels.

Management requirements and system implementation are mostly based on the moral hazard of the branch president. Branch-level requirements and system implementation are mostly based on the risks caused by the branch president. Branch-level leaders With good character and strong management ability, there will be no or fewer mistakes or cases. Instead of using systems and internal controls to manage people and manage risks, we must rely on people's character. This may lead to huge risks at any time.

Bank of Ningbo official website-Homepage