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Is everbright credit card easy to use

There are many credit cards in the market, but the credit cards of China Everbright Bank are relatively low-key compared with other banks. There are few legends about God Card of China Everbright Bank in the market. The following small series will sort out the relevant contents of Everbright Bank's credit card for everyone. After reading it, everyone should have different views on Everbright Bank's credit card.

overview of everbright credit cards

everbright credit cards are rich in types, ranging from basic jinpu cards to high-end platinum cards, diamond cards and unlimited cards. The most important feature of the credit card of China Everbright Bank is that there are many co-branded cards, such as Longteng Co-branded Card, Youku Co-branded Card, Tuniu Co-branded Card, Hanglv Co-branded Card, Yuetu Co-branded Card and so on.

A special card is Everbright Elite Card, which is a UnionPay brand and has Platinum (Platinum Card) on its face, but official website defines it as a titanium card. Isn't titanium card a Mastercard system? It is estimated that the product manager of Everbright Credit Card is trying to express that this card is higher than the gold card level, but it can't meet the platinum card level.

Every bank has its own signature activities, such as the fifth red star of Bank of Communications and the Guangfa Sharing Day, which is widely distributed. The signature activities of Everbright, namely the 1 yuan series, cover food, movies, car washing and singing. In addition, Everbright's credit card activities are generally divided into two categories: Jinpu card and Platinum card: Jinpu card enjoys general discounts (such as 1 yuan series); However, Platinum Card can enjoy most of the preferential activities of Jinpu Card, and also enjoy exclusive benefits of Platinum Card, such as 3-1 discounts for shopping in JD.COM, but Jinpu Card can't participate. Jinpu Card will also have exclusive credit card swiping activities, and Platinum Card can't participate unless otherwise specified.

points policy, acquisition and use

If you use the credit card of China Everbright Bank, you will accumulate 1 point for every 1 yuan RMB, and 8 points for every US$ 1/Euro, and online transactions will not be counted. Everbright uses an integral pool, and the integral is valid for five years.

Everbright Credit Card is very generous in sending points, and there are often activities to send 1, points! Since Everbright points can't be redeemed for miles, the best way to use points is to deduct the annual platinum card fee with 2, points! The rest of the points can be exchanged for coupons to get physical prizes, such as JD.COM e-card, Yoshinoya, COSTA coffee, etc.

Generally speaking, Everbright Credit Card has a low threshold, and you can apply for it if you have a job after graduating from college. But if the conditions are good, go directly to the Platinum Card, because there are more activities and offers, and the amount is higher than that of the Jinpu Card.