no. Student loan is a loan provided by the government or financial institutions to students to pay tuition fees and other education-related expenses. This kind of loan is usually used by students as independent borrowers, separated from their parents' or family's financial situation, and the credit card withdrawal of parents usually depends on their credit history and credit history, as well as the use of credit cards. Therefore, children applying for student loans will not have a direct impact on parents' credit card withdrawal.