How to distribute the credit card debt of divorced couples?

Legal analysis: how to divide the debt of divorce credit card loan depends on whether it belongs to the joint debt of husband and wife. If it belongs to the joint debt of husband and wife, both parties shall repay it with joint property after divorce. If it is a personal debt borne by one party, it will be repaid by itself. After divorce, the other party is not liable for repayment.

Legal basis: Article 1089 of the Civil Code of People's Republic of China (PRC)? At the time of divorce, the joint debts of husband and wife shall be paid off by both parties. If the joint property is insufficient to pay off or the property belongs to each other, and the agreement between the two parties cannot be resolved, the people's court shall make a judgment.

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