Current location - Trademark Inquiry Complete Network - Overdue credit card - Advantages and Disadvantages of Ping An Bank Owner Card
Advantages and Disadvantages of Ping An Bank Owner Card
Ping An Bank's owner card has the advantage of high accident insurance coverage, but the disadvantage is that the annual fee standard is relatively high.

1. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many special functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel". All natural persons who have reached the age of 18, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply to the card issuer for a personal credit card master card with their valid identity documents and other documents required by the card issuer. The main cardholder of Ping An Bank's credit card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.

2. Copy of ID card or military officer's card; Compatriots from Hong Kong and Macao are required to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year. Among them, applicants for supplementary cards under the age of 16 must provide a copy of the household registration book. Copy of private car driving license, original employment certificate issued by the company (stamped with the company's official seal or personnel seal) or professional qualification certificate, such as copy of lawyer's practice certificate, copy of registered auditor's qualification certificate, etc.

Third, Ping An Bank credit card limit inquiry: You can inquire about Ping An Bank credit card limit through the customer service hotline, and know the credit card account arrears, current available limit and other information anytime and anywhere. Temporary credit limit adjustment of Ping An Bank credit card: If the approved credit limit is insufficient when using Ping An Bank credit card, you can call the 24-hour customer service hotline to apply for temporary credit limit increase. The temporary credit card limit increased by Ping An Bank will automatically restore the original limit after the validity period. Long-term credit card limit adjustment of Ping An Bank: You can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will conduct an audit according to its past credit card usage records and repayment records, and adjust your credit card limit appropriately for cardholders after passing the audit.