Information sent through the 95**** section of regular banks

The four major state-owned banks rarely send information to users’ mobile phones through the 95 section to promote credit cards, because the credit cards are not state-owned The main business of the four major banks, credit card business accounts for a small proportion. Bank text messages are generally received from relatively small commercial banks, such as Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank, China Everbright Bank, etc. They do not send random messages. The messages sent through the bank’s formal channels are highly targeted and can be obtained through certain channels. High-quality customer information. The so-called high-quality customers are those who do not have bad credit information and do not have a credit card in their name. The success rate will be relatively high. Information sent through the Internet

For example, a string of numbers such as 106*********, I don’t know where it was sent, "A certain bank can apply for a credit card of up to 50,000 yuan." For this kind of information , they are all third-party companies that develop business for the bank and earn commissions. The information is correct, it is the bank’s business port. What should you pay attention to with this kind of information?

1. It belongs to the Internet bulk sending and has no fixed customers.

2. The information shows "Maximum 50,000". Not everyone can apply for a quota of 50,000. The bank must approve the quota based on user information. This is a number used to attract attention.

3. All accessed are the bank’s credit card application port. All accessed through the SMS connection are the bank’s credit card application port, and no other illegal websites are accessed.

4. Anyone who does not enter the bank’s credit card approval interface is an illegal phishing website, so be careful to identify it. Responses to this kind of information

1. Do not open information from unknown sources easily.

2. To apply for a credit card, go to the bank’s official website and enter the credit card application port.

3. Don’t believe the publicity about large credit limits. Each person’s approval limit is given by the bank’s risk control. It must be based on personal credit, consumption records, and the initial limit given by other banks’ credit cards after a comprehensive evaluation. , completed through subsequent increases in consumption.

Therefore, spam text messages appear every day. If you don’t need them, don’t open them casually.