Renting a bank card is generally a crime of money laundering. The proceeds from the above crimes and the proceeds generated therefrom will be confiscated, and the person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also or solely be fined not less than 5% of the amount of money laundered. A fine of not more than 20%; if the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 5% but not more than 20% of the amount of money laundered. Lending a bank card to others for use may lead to imprisonment. Lending a bank card to others and using it to commit crimes is illegal and may constitute credit card fraud and money laundering.

Whoever rents a bank card to others, which constitutes the crime of obstructing credit card management, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan. Leasing a bank card is an illegal act. If the other party uses the rented bank card for other criminal activities, the lessor is likely to become a criminal and will be held criminally responsible according to law. Illegal rental of bank cards interferes with the orderly operation of economic and financial order and poses a threat to people's property.

When an individual applies for a bank card, he or she must provide the card-issuing bank with his or her valid ID card required by the public security department. Bank cards and their accounts can only be used by cardholders approved by the card issuing bank and may not be rented or lent. Our country's laws stipulate that when an individual applies for a bank card, he or she must provide the card-issuing bank with his or her valid identity document specified by the public security department. After being reviewed and qualified by the card-issuing bank, a registered account will be opened for him/her. Bank cards and their accounts can only be approved by the card-issuing bank. It is for personal use by the cardholder and is not allowed to be rented or lent.

Legal basis: Article 177-1 of the "Criminal Law of the People's Republic of China", whoever interferes with credit card management under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention;

A fine of not less than RMB 10,000 but not more than RMB 100,000 shall be imposed concurrently or solely; if the amount is huge or there are other serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined not less than RMB 20,000 but not more than RMB 200,000. A fine of not more than RMB 10,000 is imposed:

(1) Holding or transporting a credit card knowingly that it is a forgery, or holding or transporting a blank credit card knowingly that it is a forgery, in a larger quantity;

(2) Illegal holding of other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, buying, or selling for Others provide forged credit cards or credit cards obtained fraudulently with false identification.