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Can Alipay be used as a credit card?

Yes

Starting from December 20, Alipay has launched the "credit card payment" service. This function provides users with a new channel, as long as they have a credit card.

The banks currently open are: China Merchants Bank, Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Bank of Communications, China CITIC Bank, China Everbright Bank, Shanghai Pudong Development Bank, Guangdong Development Bank, Industrial Bank

The poster refers to the above-mentioned banks for online payment with Alipay, but if you pay by card outside, you only need to have the card.

If the poster is talking about the Alipay card, it is absolutely fine. Since it is said to be a Postal Bank card, it must have a card, so of course it is fine. I hope the person upstairs will not mislead others without clarifying it. It's disrespectful to others. Do you think the poster will take a virtual online Alipay to pay at the counter?