How to reject an overdue credit card lawsuit in another place?

1. If you are sued in a different place and want to dismiss the lawsuit locally, you can directly raise jurisdictional objections and request that the defendant A lawsuit is filed in the court of the place of residence; however, objections must be raised during the period of defense. If the time is exceeded, the party has no right to raise it.

2. After the People’s Court accepts the case, if the parties have objections to the jurisdiction, they should raise it during the submission of defense. The people's court shall review the objections raised by the parties. If the objection is established, it shall be ruled to transfer the case to the people's court with jurisdiction; if the objection is not established, it shall be ruled to be dismissed. If the party concerned does not raise any jurisdictional objection and responds to the lawsuit, the People's Court subject to the lawsuit shall be deemed to have jurisdiction, except for violations of the provisions of hierarchical jurisdiction and exclusive jurisdiction.

Article 70 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" stipulates that under special circumstances, it is confirmed that the amount of credit card debt exceeds the cardholder's repayment ability and the cardholder is still willing to repay. , the card-issuing bank can negotiate with the cardholder on an equal footing to reach a personalized installment repayment agreement. The maximum period of a personalized installment agreement shall not exceed 5 years.

From a general point of view, a credit card is overdue, which is a common civil breach of contract. However, if we are overdue for too long, or the amount we are overdue is too large, it may turn an ordinary civil breach of contract into a criminal offence. Therefore, you must handle credit card issues with caution. We can explain the reasons to the bank and negotiate a repayment plan. In addition, don’t be a giant in talking and a dwarf in action. You must repay the loan as soon as possible. A professional team can better resolve these credit card issues the same day. If cardholders want to know more about the situation, they can contact the professional debt protection team.