1. The first year does not refer to the natural year, but within 12 months from the date of card issuance.

The card you received on June 5438+0 1 should have been approved successfully on June 5438+0.

2. The credit card withdrawal amount of BOC is 30%.

Within your limit of 6,000 yuan, you can withdraw 1800 yuan. If you have spent 6000 yuan, the quota has been used up, so you can't withdraw cash or swipe your card.

If 1800 yuan cash is withdrawn, the rest after deducting the handling fee can be spent by credit card.

3. Withdrawal fee 1%, minimum 8 yuan. When you withdraw 100 yuan, the handling fee is calculated as 1%. 8 yuan is not enough, according to the 8 yuan charge. When 1000 yuan is taken, the handling fee shall be taken as 1%/0 yuan.

4. If the credit card is not activated or the number of times required by the bank is not enough after activation, the annual fee will be deducted in the first 12 month of card issuance. Arrears of annual credit card fees will lead to bad personal credit.