Looking at the credit cards of these banks, each has its own advantages. Guangfa’s card has a bill installment payment function, that is, as long as the single purchase exceeds 500 yuan, you can apply for installment repayment, but a certain fee will be charged. Handling fees; CITIC has many preferential merchants in Beijing, offering many discounts, and now there are many marketing activities.
1. CITIC and GF Huawei Card are super popular
In recent years, cardless payment has become a new trend in the payment field. In this regard, bank credit cards of Guangfa and CITIC have already been laid out. The second bank has supported Huawei Pay before. In recent years, users can "bind" eight major payment platforms including Huawei Pay, WeChat Pay, and Alipay with one click on the mobile payment page by simply binding any credit card in the app. According to recent feedback from cardholders, the Huawei CARD credit cards of the two major banks have shown signs of leakage, and the credit card withdrawal amounts are also very good. GF HuaweiCard has two levels: gold card and platinum card. CITIC HuaweiCard Platinum Card. Like the GF Huawei card, the digital version is the default and you can apply for a physical card. Because CITIC Huawei Credit Card is a gold card for novices, ordinary people can apply for it at will, so the application difficulty is reduced a lot. And the credit card limit is relatively large. Tens of thousands of credit cards are generally issued. Recently, the credit card limit has been released, and the credit limit is 50,000 seconds. For example, the friend below has poor qualifications and the credit card application limit is also 6W. The only bad thing about Huawei CARD credit card is that GF Huawei CARD credit card requires an internal test quota before you can apply. However, many friends still received text messages from Huawei, inviting GF Huawei cards for internal testing.
2. Which credit card is best to apply for?
Frequently shop online. If you are an online shopper, you can choose some credit cards for online shopping, such as CITIC, Ping An, GF and other Taobao co-branded cards. Not only can you earn points through online shopping, but the accumulated points can be directly converted into points. Love to drink coffee. If you like coffee, it is recommended that you can redeem Starbucks points at CITIC, Guangfa, Pudong Development Bank, CITIC and China Construction Bank. Among them, CITIC and Bank of China generally buy one and get one free every three to six days.
The advantage of having a co-branded card is that you can receive card credit when you spend enough. Generally, the cashback is 5% of the consumption amount. Although the cashback ratio is not high, it adds up to a lot, so try not to miss out on the money you can get into the bank. Therefore, if you want to enjoy more discounts, you must choose the right credit card.