CCB’s Standard Platinum Card is mainly intended for mid-to-high-end customers with good credit and high annual income. Therefore, this credit card has relatively high financial requirements for applicants. Under normal circumstances, if your employer pays social security funds to you in a good situation, you can apply for this card on the official website of China Construction Bank Credit Card, and you do not need to provide any proof of financial resources, which is more convenient. However, if your payment is not particularly high, it is recommended that you apply through an outlet when applying for a Platinum Card. When applying at an online store, you can provide more proof of financial resources, such as real estate or car ownership. The more complete information you provide, the easier it will be for your card to be reviewed. The application conditions for CCB Standard Platinum Credit Card must meet at least one of the following:

1. The average monthly salary in the past three months is more than 7,000 yuan;

2. The annual income is 100,000 yuan Above;

3. The deposit or investment account has been opened for 6 months, and the average monthly deposit/investment balance in the last 6 months is greater than 200,000 yuan, or the AUM value in China Construction Bank is more than 200,000 yuan.