Ccb quota sharing means that cardholders share a maximum quota with multiple cards in the same bank. For example, Xiao Li's Hong Kong Tourist Card and Volkswagen Dragon Card share the maximum amount of 1 10,000 yuan, instead of each enjoying the amount of 1 10,000 yuan.
Although these different cards can enjoy different rights and interests, the quota cannot be accumulated and can only be shared. The same primary card and secondary card also share the amount of an account. For example, your Hong Kong Tourist Card has an additional supplementary card, so although you set the supplementary card quota as 1 000 yuan, the supplementary card actually shares 1 000 yuan with the main cards of Hong Kong Tourist Card and Volkswagen Dragon Card.
CCB dual-currency credit card, although each card has two accounts, RMB and USD, but their quotas are actually shared. If you use up RMB 654.38+00,000, your USD account will no longer be overdrawn.
Bian Xiao suggested that quota sharing has many advantages: it is convenient for you to manage your own card, and all the card usage records are reflected in one bill, including the situation of supplementary cards, so that cardholders can see the quota at a glance; In addition, it can also help you better accumulate credit records. Once the credit limit is increased, all cards can enjoy it, and there is no need to repeatedly call for an increase in the credit limit. Moreover, quota sharing can also prevent the abuse of quota because you have multiple cards, and help cardholders develop good financial management and card use habits.