Problems that should be paid attention to in credit card repayment:
1. The withdrawal fee cannot be paid in installments.
Occasionally, when you are in urgent need of cash, you will use your credit card to withdraw money for urgent needs. As we all know, there is a handling fee for withdrawing cash by credit card, and this handling fee cannot be paid in installments. If you withdraw cash by credit card, write this down.
2. Temporary lines cannot be staged.
Like the withdrawal fee, the temporary limit is used to cancel the secondary limit of the credit card, which can avoid the embarrassing situation that the limit is not enough when spending on holidays. However, the temporary quota used cannot be phased, and how much is used. Therefore, card friends should not brush too hard when using temporary quota ~
3. Pay attention to automatic repayment
Lazy people and forgetful people have essential services. Opening automatic repayment can help you pay off your debts automatically on the repayment date of each month, which is good news for lazy people and forgetful people. Although automatic repayment is good, it still has shortcomings. If the balance in your automatic repayment savings card is not enough to repay, then automatic repayment will fail. If you don't pay attention at this time, it is very likely that you will not repay in time, which will lead to overdue. Therefore, when using automatic repayment, you must ensure that there are enough funds in the savings card to repay.