Classification of bank cards: \x0d\( 1) Bank cards are divided into credit cards and debit cards \ x0d \ x0d \ Credit cards are divided into debit cards and quasi-credit cards. \ x0d \ x0d \ credit card refers to the credit card that the issuing bank gives the cardholder a certain credit line, within which the cardholder can spend first and then repay. \ x0d \ x0d \ quasi-credit card refers to a credit card in which the cardholder deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank. \x0d\\x0d\(2) Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. \ x0d \ x0d \ transfer card has the functions of transferring money, depositing and withdrawing cash, spending, etc. \x0d\\x0d\ special card is a debit card with special purpose (except for department stores, restaurants and entertainment industries) and has the functions of transferring money and depositing and withdrawing cash. \ x0d \ x0d \ stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements and directly deducts money from the card during the transaction.