Construction Bank credit card is relatively easy to apply for. The first-time application limit is determined based on the applicant’s work and financial status. The credit limit ranges from 1,000 yuan to 50,000 yuan. Most people apply for a credit limit of 5,000 yuan to 10,000 yuan. between yuan.

What are the requirements for applying for CCB Long Card credit card:

1. A deposit or investment account with CCB has been open for 6 months or more, and the average monthly deposit/investment amount in the last 3 months 50,000 yuan and above, of which customers with 100,000 yuan and above can be approved for gold cards;

2. The average monthly issuance in the past three months shall not be less than 1,200 yuan, and shall not be less than 1,200 yuan in any month. Applicants with an average monthly salary of 800 yuan can apply; customers with an average monthly wage payment of 4,000 yuan or more can apply for a gold card. If the amount of the applicant's salary paid by our bank is less than the prescribed standard, the card-issuing bank should also require the applicant to provide proof of income or other bank's salary payment certification materials to confirm that the applicant meets the income conditions required for card issuance;

3. The housing purchased by the applicant is local commercial housing, the purchase time is within 15 years (inclusive), and the purchase area is 80 square meters or more, except for affordable housing, poverty alleviation housing or demolition housing customers. Among them, applicants who purchase a house with an area of ??more than 120 square meters can apply for a gold card;

4. The car has a displacement of 1.0 or above, 8 seats or less (inclusive), and the car is no more than 8 years old. Except for operating vehicles, coaching vehicles, agricultural vehicles, taxis, vans, minivans, special operation vehicles, etc.;

5. Credit card customers from other banks do not include those who only have quasi-credit cards from other banks. Customers:

(1). Hold credit cards from other banks for 6 months or more, any credit card has a repayment record of 6 or more periods, and all credit cards have no overdue records in the last 6 months;< /p>

(2) The average credit limit of credit cards from other banks is not less than 5,000 yuan;

(3) Any credit card from other banks has 3 or more issues in the last 2 periods*** Consumption records and accumulated point consumption totaling more than 1,500 yuan. Excludes consumption or transfer businesses such as house purchase, car purchase, tuition payment, wholesale, energy, financial reimbursement, distribution, insurance, etc. (Those who have bank cards from other banks can also apply)

6. If you have a loan business with China Construction Bank, you can also apply. The conditions are as follows: the purchase price of the house is more than 150,000 yuan, or the monthly repayment amount is more than 500 yuan. Above, no bad credit history.