Affecting personal credit, Gome Easy Card is a pure credit loan, and credit is collected at the meeting. If Gome Easy Card fails to repay after the last repayment date, it will be deemed overdue. After expiration, Gome Easy Card will upload the overdue records to the central bank's credit report, which will affect personal credit reports. Once the Gome Easy Card is not returned, it will be collected by Gome staff, who will collect it through phone calls, text messages, etc. The collection period will seriously affect the borrower's living conditions.
To increase personal debt, Gome Easy Card charges late payment fees based on the number of overdue days. The longer the overdue period, the higher the overdue fees that need to be paid, which will increase the borrower's burden and increase the borrower's debt.
1. The consequences of not repaying Gome Easy Card funds are very serious. If Gome Eka funds are not returned for a long time, Gome Eka is likely to be sued by Gome Eka or even forced to repay by the court. Here, I hope the borrower will not refuse to repay in bad faith. If an individual is unable to repay, he can negotiate repayment with Gome Electronic Card. Although Gome Electronic Card is an online loan platform, its risk control measures cannot be underestimated. Failure to repay Gome Electronic Card will bring serious consequences to everyone, and most people regret it.
2. Next, let us take a closer look at the consequences of borrowing from Gome Easy Card. Gome Easy Card is a loan platform with a clear credit rating at the meeting. Therefore, the act of not repaying a loan is sure to cause a serious stain on everyone’s personal credit. In the future, it will be difficult for you to apply for loans, credit cards, etc. Gome Yika may also report the borrower's bad record to the online lending platform, thereby making the debtor an online hacker and blocked by the entire online lending world. For those who do not repay their loans, they will not be able to get rid of collections for a long time, and their normal lives will be disrupted. If necessary, Gome will take the debtor to court through judicial procedures, making him an "old man" that everyone yells at and beats.
3. Affect credit investigation. When a user is overdue, Gome Easy Card uploads the user's overdue record to the Personal Credit Information System of the People's Bank of China. As the overdue time increases, the impact on user credit will be greater. Incur penalty interest. From the expiration date of the user, Gome Easy Card starts to calculate penalty interest. As the overdue period increases, the penalty interest will continue to increase. Collecting. Gome Easy Card mainly uses SMS collection and phone call collection methods for collection. Users will continue to receive collection calls and SMS collection from Gome Easy Card. If this continues, it will affect users' emotions. Being sued. If the user is overdue for a long time, has a large overdue amount, and has no willingness to repay, Gome Easy Card can sue the user and allow the user to pay the outstanding amount. If the user is sued, after losing the case, the user will be subject to the court's "consumption restriction order". After receiving the "Consumption Restriction Order", users are not allowed to carry out high consumption and consumption behaviors that are not necessary for life and work, which will affect the user's food, clothing, housing and transportation.