what level is the bank's black gold card?
the bank's black gold card is the top level. It usually refers to the Centurion Black Gold Card, which is recognized as the "king of cards" in the world. Without spending quota, cardholders can enjoy customized exclusive services, top honors and global rights. Its service aim also belongs to the highest level.
However, the black gold card does not accept active application, and it is only applied by invitation of the bank. Moreover, cardholders are basically top groups such as politicians, billionaires and celebrities from all over the world.
In China, black gold cards are also issued, which is also the top level of credit cards. One of the most famous is the Centurion Black Gold Card issued in cooperation with American Express, which was launched by ICBC, China Merchants Bank and Minsheng. However, unlike the American Express Centurion Black Gold Card, they have a limit, and the credit line will generally be between 2 million and 1 million.
also, it should be noted that citic bank has a black gold card, which is not a real black gold card, but a black gold version of the platinum card in the luxury series. However, this black gold card of CITIC Bank belongs to the platinum card of private banks, and it is also the highest-ranking one among the platinum cards, but on top of it, there are World Card, Unlimited Card and Diamond Card.
Extended information:
Black gold credit card is known as the "king of cards" and is a top credit card. Generally, banks invite customers to apply for it, and customers cannot apply for it on their own initiative. Moreover, the invited customers are basically celebrities, such as CEO, president or chairman of well-known enterprises, celebrities from all walks of life and so on.
If you want to get a black gold credit card, you must be at least these celebrities, the top talents in the industry, with millions or even tens of millions of deposits in the bank and the recommendation of the bank's senior management.
if you are just an ordinary office worker, you can't get a black gold credit card. However, the demand for ordinary people to apply for black gold credit cards is not great. If you want to spend in advance, you can apply for ordinary credit cards. The annual fee for black gold credit cards is also extremely high, and ordinary people can't afford it.
if you are not satisfied with the credit card quota, you can't apply for a black gold credit card if you have certain financial ability, but you can apply for a platinum card. The platinum credit card quota is generally more than 5,, or even tens of millions, which can meet the large consumption needs of customers.
annual fee of black gold credit card:
1. American Express Centurion Black Gold Card
The annual fee of American Express Centurion Black Gold Credit Card is $2,5. In China, it can't be issued independently in the mainland, but it is issued in Hong Kong, and the annual fee of Centurion Black Gold Credit Card in Hong Kong is 19,8 Hong Kong dollars.
second, the domestic American Express Centurion Black Gold Card
The domestic American Express Centurion Black Gold Credit Card is issued through the cooperation of three authorized banks, namely Industrial and Commercial Bank of China, China Merchants Bank and Minsheng Bank.
The annual fee of ICBC's Centurion Black Card issued by ICBC is RMB 18,, while China Merchants Bank issued the Centurion Black Card at the same time as ICBC, so the annual fee of this Centurion Black Card issued by China Merchants Bank is the same as that of ICBC's Centurion Black Card, which is RMB 18,.
Minsheng Bank is a few years later than ICBC and China Merchants Bank, but the centurion black gold card issued by Minsheng Bank has the highest annual fee among the centurion black gold cards issued in China, requiring 36, yuan.
Third, CITIC Black Gold Credit Card
CITIC Bank has also launched a black gold credit card, but CITIC Bank's black gold credit card is not a centurion black gold credit card, but a black gold card among the LuxuryCard it issues. To be precise, it is a private bank platinum credit card of CITIC Bank, with an annual fee of 6,8 RMB.
the legendary king of credit cards: black cards! First class air tickets, buy one and get one free in top hotels, is that true?
the legendary king of credit cards: black cards! First class air tickets, buy one and get one free in top hotels, is that true? What is a black card? Let's take a look at it together! Black cards are specially designed for those who want to get top services, including: top airlines, top shopping centers, top financial institutions and so on. Therefore, the black card we see is actually platinum < P >, followed by rights and interests. If it is a black card, customers can enjoy the rights and interests of buying air tickets, staying in hotels, traveling abroad, enjoying top VIP services, and many cardholders still don't know the rights and interests of black card customers. For example, it is mentioned above that staying in hotels abroad and redeeming points for hotels. Rights and interests like this can be enjoyed with black cards.
black cards are also divided into platinum cards and black cards. Applicants for black cards need to meet some basic requirements. For example, the applicant must be a well-known international or domestic enterprise or institution, and must also hold a credit card with recognized cards issued by relevant international card organizations. The requirements for black card application mainly include the following aspects: 1. At least 18 years old or graduated from university (or equivalent to graduating from high school); 2. Hold the card for half a year; 3. Spending credit cards abroad for three consecutive months in the past three years (or traveling abroad); 4. Have at least one overseas high-end tourism and holiday and high-end business reception institution; 5. Spending in at least one high-end hotel abroad for 3 consecutive months or more, or nearly 6 months; Branches of 6-terminal business reception institutions belonging to local governments or enterprises; 7. Have all the top brand service facilities of at least one internationally renowned high-quality luxury hotel group; 8. You can apply if you hold more than 3 domestic and international credit cards (including dual-currency credit cards) and have a certain amount of consumption of all hotels under the corresponding domestic and foreign high-end hotel groups; 9. Hold 3 or more overseas platinum cards (including dual-currency credit cards).
compared with ordinary credit cards, black cards have many advantages. The first is security. Special security functions are set on the black card, for example, cash, contraband, controlled knives and firearms are not allowed in the United States, Europe, Canada, Japan and South Korea. Secondly, of course, payment security, because black card holders also have to pay high fees to obtain a certain degree of security. For example, the black card of credit card requires the use of fingerprint scanning equipment for credit card signing and transaction confirmation. Is this easy to understand? Black card holders also have fingerprint identification equipment and credit card payment procedures.
The world's three major credit card companies
MasterCard, UnionPay card and Visa card.
1. VISA is a credit card brand managed by Visa International in San Francisco, California, USA. The organization is the largest credit card and traveler's check organization in the world, with an annual transaction volume of $3 million. VISA International itself does not issue cards directly. VISA brand credit cards are issued by members of VISA International (mainly banks).
2. MasterCard credit card is a credit card brand issued by members of MasterCard international financial institutions. MasterCard International, founded in 1966, is the second largest credit card association in the world.
3. American Express was founded in 185 and headquartered in new york. American Express is the world's largest Universal Picture for tourism services, comprehensive finance, financial investment and information processing. The credit card business is in a leading position in the world, and its American Express Centurion Black Gold Card is recognized as the king of credit cards.
What does a black gold credit card mean?
As we all know, each card type has different card grades, such as general card, gold card, platinum card and diamond card. Different card grades enjoy different benefits, and the amount and annual fee are different. So, do you know what a black gold credit card means? Can you handle it if you have money?
I. historical origin of black gold credit card
AmericanExpress Centurion Black Gold Card is the black gold (highest) version of "Centurion Series Charge Card" by American Express in the UK in 1999, and it is also called "black card" because its main color is black.
Second, the credit card limit of black gold
Centurion Black Gold Card is recognized as the "king of cards" in the world, which is positioned in the top group and has no upper limit. The Centurion Black Gold Card in China is a cooperative credit card, so there is a limit on the credit line, and the credit line is about 2-1 million.
III. Black gold credit card issuers
Cardholders are mostly politicians, billionaires and celebrities from various countries, and are invited by American Express to apply for a card, and they do not accept card applications.
That's the introduction of black gold credit cards. I hope it's useful for you. We can't do black gold cards, and we have other card types to choose from.
Let's stop here for the introduction of the king of credit cards.