Analysis of the advantages and disadvantages of Agricultural Bank of China credit card!

As one of the four major state-owned banks, Agricultural Bank of China has very high thresholds and risk control, but compared to the other three major banks, it is still easy for Agricultural Bank of China to increase its quota. The Agricultural Bank of China's credit card cooperates with many merchants and has many co-branded cards. It can be said to be a bank that is more friendly to the people. Many people say that it is difficult to increase the credit limit of Agricultural Bank of China’s credit card. In fact, all banks’ credit cards require good use of the card, and you can increase the credit limit by diversifying your consumption. Below I have compiled an analysis of the advantages and disadvantages of Agricultural Bank of China credit cards!

1. Advantages and Disadvantages of Agricultural Bank of China Credit Card:

Advantages: Many activities, many outlets, fast credit limit increase, 56-day interest-free period, free text message reminders, and professional business travel services for credit card customers.

Disadvantages: high threshold, low limit (500 credit limit for card application is too much), long approval time, no points.

2. Tips for increasing the credit limit of Agricultural Bank of China credit card:

1. Swipe more cards: Agricultural Bank of China likes to make large purchases, such as buying home appliances and decoration. Of course, try to contact customer service before using this. Explain the situation over the phone. Agricultural Bank of China does not look at liabilities. You can spend more and swipe more. There is no limit on the number of swipes. Agricultural Bank of China likes to swipe more.

2. Apply on time: Agricultural Bank of China has no upper limit for limit increases. Do you think it’s not worth having? And as long as you use Agricultural Bank of China’s credit cards, if you apply for limit increases every once in a while, the amount will be more or less. I will mention it to you, basically every six months.

3. Appropriate installment: Credit card can be appropriately installment, so that when the bank makes money, it will naturally increase your limit.

4. No cash withdrawals: Remember that Agricultural Bank of China credit cards do not allow cash withdrawals without consumption, and it is basically difficult to withdraw funds after withdrawing cash from Agricultural Bank of China.

5. Use less temporary quota: Agricultural Bank of China’s temporary quota occupies a fixed quota. That is to say, using a temporary quota once takes up the time for the fixed quota to increase. It is best not to use the temporary quota.

6. Don’t apply frequently: Don’t call customers frequently to apply for loan increases, otherwise your credit report will show post-loan management. And once the upper limit of the number of times you apply for a credit increase is reached, you will enter the bank's gray list.

7. Manual application: Agricultural Bank of China’s WeChat and self-service voice calls can only increase the temporary quota.

8. Curved limit increase: For example, for the previous credit coins, after the application is successful, call customer service and ask for the limit to be adjusted.

9. Don’t cancel low-limit cards: There are many low-limit cards from Agricultural Bank of China, but you’d better not cancel the card, because once the card is canceled, it will not only take six months to apply, but it will also be difficult to apply for. . The best way is to continue using it, go to the Agricultural Bank of China with your asset certificate and income certificate and fill out the quota increase application form. Generally, the quota increase result will be available in about half a month.

10. Diversified consumption: Agricultural Bank of China cards like diversified consumption and high-end merchants, such as star hotels, KTV or health clubs. Such merchants consume about 5 times a month, and the consumption limit reaches the credit card limit. A quota increase of around 70 is just around the corner.

The above is the content I introduced to you about "Analysis of the Advantages and Disadvantages of Agricultural Bank of China Credit Card!" from Jintou Credit Card. I hope this article I compiled will be useful to you. If you want to know more about credit cards, it is recommended to pay attention to Jintou Credit Card!

Disclaimer: The operational suggestions in the article only represent the views of a third party and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Trade accordingly at your own risk.

What are the disadvantages of Agricultural Bank of China’s credit card?

As one of the former four major banks, Agricultural Bank of China has a deep foundation in the financial market. Their credit card business has been developing steadily. Compared with other commercial banks, it has some disadvantages and shortcomings.

The credit limit is generally not high

Many people complain that the credit card limit provided by Agricultural Bank of China is too low, only about 500 yuan to 2,000 yuan. In fact, it is mainly a matter of choosing channels. Do not choose to apply online yourself, as that will result in a very low limit.

We can choose to submit an application form at a web site, and the bank will make a comprehensive evaluation based on your credit report and bank account flow.

You can also choose to contact the salesperson to obtain the recommendation code, and then apply for it yourself on WeChat.

The review cycle is too long

No matter which application channel you choose, you will have to go through a long waiting period. Usually it takes about one month to three months. The long time is mainly due to the time consumed in the review process. Compared with the efficient and fast services of other banks, this is really a problem that has been criticized by everyone.

Peripheral services are in vain

All major banks will have online shopping malls for credit card customers on their official websites. There are few points activities on the Agricultural Bank of China website, and sometimes there is a problem that the page loading speed is too slow. This will directly reduce customer satisfaction experience. The online installment mall is also impractical and not suitable for young people with a small deposit base.

The subsequent procedures for receiving the card are cumbersome

In some Agricultural Bank of China systems, you can choose to have your credit card delivered to your home. This method saves the customer the legwork process, but the express mailing time of the express delivery company cooperated by Agricultural Bank of China is too long. Agricultural banks in some places do not give customers a choice. They can only go to the bank counter in person to activate. The process of receiving the card also involves various cumbersome procedures such as signing and taking photos.

To sum up, Agricultural Bank of China’s credit cards are suitable for some customer groups who often have a deposit base. Groups with relatively strong economic strength are their focus. If they can learn from other commercial banks, I believe there will be rapid market growth, which is also necessary to increase market share.

I have a credit card from the Agricultural Bank of China, but I applied for it through my colleague’s mother who works at the Agricultural Bank of China. I applied for it to help her mother with tasks. It is a co-branded QQ card, which is an ordinary card issued by the Agricultural Bank of China. I have been using the credit card for 7 years. I just rely on my personal feelings when using it. The only advantage is that there is no annual fee. As for the shortcomings, they include a relatively low limit, super slow increase in limit, fewer joint activities between credit cards and merchants, and relatively low points redemption products!

One of the shortcomings: the approval limit is lower than that of joint-stock banks

Not only Agricultural Bank of China, but also several other major state-owned banks have the same problem. The identity of the credit card applicant is Civil servants and public service personnel in public institutions are given very high quotas, usually between 30,000 and 50,000 yuan. However, there are only so many civil servants and public service personnel in the country, and not more companies. For employees, perhaps because of the instability of work in enterprises, the credit limit given by Agricultural Bank of China is generally relatively low, not the lowest among the four major banks. I remember that the Bank of China bank card I applied for once only gave me a credit limit of 800 yuan. It’s really speechless! Anyway, among the three credit cards in my hands, the lowest limit is only 15,000 from Agricultural Bank of China, 25,000 from China Merchants Bank, and 30,000 from China Everbright Bank. Compared with joint-stock banks in the same period, Agricultural Bank of China's credit card has an obviously lower approval limit.

Disadvantage No. 2: Slow limit increase speed

When evaluating the quality of a credit card, the speed of limit increase and the amount of limit increase are also important factors. I have used the Agricultural Bank of China co-branded QQ credit card for 7 years, and I haven’t even had a 1 penny increase in the limit, it has never been overdue, and it has never been maxed out. I have always followed the Agricultural Bank of China credit card usage regulations seriously. Basically, I just swipe my card to buy things on Taobao. I use several credit cards alternately, but China Merchants Bank and China Everbright Bank have increased their quotas by 3,500 yuan. Agricultural Bank of China is surprisingly stingy, and it hasn’t even increased by a penny. It doesn't matter, it's not a salary increase, and it's not yours if you get an increase. You have to pay back the money you spend. If you get more salary, you'll spend more. Just think that the Agricultural Bank of China is saving money for you. In order to control your desire to spend money, it doesn't give you a limit increase. When you think of this reason, you don't care.

Disadvantage No. 3: There are relatively few credit card activities

I don’t know if it’s because my coordinates are in a remote area, or because I am ignorant and I basically can’t see the Agricultural Bank of China credit card issuers and other merchants. What kind of activities do we jointly do? I remember occasionally seeing some discounts with car wash and maintenance merchants and Pizza Hut, and swiping the Agricultural Bank of China card offers some discounts.

Unlike those joint-stock banks, which work with various merchants to provide customers with discounts every day. From food, to transportation, travel, accommodation, home and other activities, it is dizzying to watch, and it is so tempting that people directly To stimulate the desire to consume, the Agricultural Bank of China has few activities and credit card customers have no desire to consume. As a result, the limit increase may be very slow, or even eliminated.

Disadvantage No. 4: The level of products redeemed by points is very low

Each bank credit card has some points redemption activities, and most credit card holders don’t care much about this matter. After all, Often, I can't save 10,000 points in a year, and only need to exchange tens of thousands of points for a small coffee cup or a small spoon. I simply put the points in the credit card, and the bank is willing to clear them every year or store them permanently. Agricultural Bank of China's point redemption is very low, and the points requirements are very high. For example, a Pleasant Series vacuum straight cup requires 60,900 points. The cup is worth no more than 20 yuan, and a Haagen-Dazs 100-yuan voucher requires 60,000 points. , a Jieliya towel requires 26,000 points and is only worth twenty or thirty yuan.

Each bank's credit card has its own advantages and disadvantages. Credit card customers with larger transaction amounts may be more concerned about these activities, the quality of points redeemed for gifts, limit increases, etc. Anyway, for me personally , as long as the quota is enough, everything else is just a cloud. Banks use credit cards to engage in activities with merchants. How much can you save no matter how many discounts you get? If you can't save much money, instead of spending money to redeem points, you might as well spend your own money to buy those gifts. Then there is the limit. The more you raise, the more you will spend. Repayment is the most painful, so it is better to use less. Some pain.

I think the disadvantage is that you have to pay it back. What do you think?

Most people ask what are the advantages of a certain bank’s credit card, and the questioner asks what are the disadvantages. I happen to be here. I have a credit card from the Agricultural Bank of China and have been using it for many years. Let me talk about the shortcomings of the Agricultural Bank of China credit card I use:

1. Limit issue

The initial limit of the credit card I applied for from the Agricultural Bank of China is 20,000. Yuan (this limit should be above average among the Agricultural Bank of China’s credit card limits). In the past few years, I renovated real estate, purchased furniture and electrical appliances, etc., and gradually used some of it. The credit card limit increased to 40,000 to 50,000, and here comes again It's been three to four to five years, but the current credit card limit has not increased at all. On the other hand, China CITIC Bank's credit card, which is used less and was applied for later, has now increased to 50,000 yuan! Overall, the quota is not high, and the quota increases slowly!

2. There are too few local preferential activities

I don’t know if it is because of the large state-owned banks that do not bother to jointly organize activities with some local food merchants. There is basically no Shiyan Agricultural Bank of China in Shiyan. The only event we do is Pizza Hut; on the other hand, when China Merchants Bank enters the software or WeChat official account, you can see many local food discounts in Shiyan, half price on Wednesdays. Although I use this event less, I still like it!

3. The phone harassment is too serious

Since I applied for a credit card from Agricultural Bank of China, I don’t know if it’s because I use it a lot or what. Whenever I make a large amount of purchases or As soon as the bill came out, a call from an Agricultural Bank of China employee came over and asked him to handle the installment! Just hang up here, hit again there, anyway, it’s very annoying! There are more phone calls than outside advertising companies, and I feel like my privacy is not protected at all! I hope the relevant departments will pay attention to this!

4. The card surface is relatively monotonous

Except for some slightly better card surface designs, most of the card surfaces are old-fashioned and ugly, and lack innovation for customers of different age groups. And attractive!

5. Annual fee

A small number of Agricultural Bank of China credit cards have no annual fee, and most of them are free of charge. Generally, the annual fee is waived in the first year, and the next year will be after the number of swipes is enough in the first year. There is no annual fee. Some card types have relatively high annual fees. However, the questions and tips on the number of card swipes per year are not good enough or detailed enough. It is easy for people to forget and cannot see whether they meet the standards for no annual fee!

Nearly all Agricultural Bank of China’s credit cards mainly have the above shortcomings. I think most of the shortcomings are not major problems, but the frequent harassment is a bit excessive. I hope that it and the relevant monitoring departments can pay more attention and improve it! Having talked about the shortcomings, let me talk about the advantages:

1. Points

Every bank’s credit card points can be exchanged for gifts, and the Agricultural Bank of China credit card can also be exchanged for gifts. I have Without going into too much detail, almost all banks only have those things! Points from the Agricultural Bank of China credit card can be used as cash on Meituan Takeout, and 1,000 points can be used to deduct 1 yuan. Although the price/performance ratio is not very high, at least it can be spent as money!

2. Cash rebate for consumption

Sign up for the activity on Agricultural Bank of China’s mobile banking. If you spend 18 yuan or more every day, you will receive a random red envelope, up to 666 yuan. Currently, the highest I have received is More than five yuan

3. Discount

When you recharge your phone bill through WeChat Agricultural Bank of China mobile banking (gas card) every month, you will get a 20% discount on the first payment, and you can only get a discount of 20% off one hundred. , and there are two 50% off discounts!

As one of the four major state-owned banks, Agricultural Bank of China enjoys a good reputation but also has obvious shortcomings.

Disadvantages of Agricultural Bank of China

①The application threshold is high, the cycle is long, and the quota is low.

The threshold for applying for a card requires that you have a car, a house, and a deposit of more than RMB 50,000 in the Agricultural Bank of China. Usually those who have to meet this qualification are those with strong financial resources. But on the other hand: I have a car, a house and savings, do I still need to apply for a credit card?

The cycle from applying for an Agricultural Bank of China credit card to getting the card is very long, and it usually takes more than half a month to complete. It is much slower than the 3-5 working days of Guangfa, China Merchants, Ping An, Transportation, etc. People who need money urgently usually can’t wait to download the card and use it. You can only find other batches that can be used in seconds.

It is recognized that the Agricultural Bank of China’s credit limit is low.

Just last year, I applied for an Agricultural Bank of China credit card with a limit of only 2,800 yuan, so it was not activated. The activation operation is also quite complicated. I have to provide this and that. At that time, I felt that it was not so complicated because I only had the 2800 quota. So I had to put him aside.

②No card loss guarantee service.

Many people play cards, but they never care about the card loss guarantee. It's a waste of your own rights. In fact, many banks offer lost card guarantees. As long as the loss of your credit card is not caused by your own fault, the bank will compensate you for the loss. You can think about how fragile it is without this function. If it is stolen by others for a while, you will suffer a huge loss.

③SMS reminder fee is 2 yuan/month.

Many banks provide SMS notifications for changes in the amount. The Agricultural Bank of China does not have this service. If you want to activate SMS consumption reminders, you will have to pay a SMS reminder fee of two yuan per month. But we can simply operate it through the WeChat official account without activating this function.

④The online installment mall is in name only, mainly without maintenance and updates, and many businesses have withdrawn from service. Among the four major state-owned banks, this kind of website is relatively poor. I don’t usually update the latest news from the online mall.

⑤The loading speed of the webpage is too slow; the Agricultural Bank of China website has too much content and the loading speed is slow. The Agricultural Bank of China’s website is so laggy that few people use credit cards frequently.

⑥The billing date is different for each card type. The billing date and repayment date are the same for each card type. It seems rigid and difficult to remember. Unlike China Merchants Bank, which can change the bill, it is more fixed-line. Some people have to repay the loan right after their wages are paid, while for others it is before their wages are paid. For some people, the repayment date comes only after wages are paid. But I think as long as your salary is paid, it's pretty good during the current global epidemic.

Summary: Agricultural Bank of China’s credit card has half advantages and half disadvantages.

I have been using the Agricultural Bank of China card for about six years. If I use it well, the limit will be increased very quickly. But it cannot be paid in installments, and the Agricultural Bank of China will not increase the amount during the installment period. Therefore, if Agricultural Bank of China wants to increase its credit limit, it only needs to be used normally without installment.

When you really encounter trouble, you will know that Agricultural Bank of China is more ruthless than other banks. Interest and liquidated damages cannot be reduced or exempted if the bills of those who died of COVID-19 are overdue. They were not overdue when they were alive, and their families paid bills in April. I was asked to call when I wanted to repay the money. How can I make the call when no one is here? Garbage customer service.

The Agricultural Bank of China credit card is the crappiest credit card I have ever used. I accidentally overdue it for four days and the charges were very high.

The disadvantage is that it made me wait for a month before it was rejected. It will take 7 working days from application form to card printing and delivery to my home.

Is the Agricultural Bank of China credit card easy to use? What are the advantages and disadvantages

Each credit card has its own characteristics, with both advantages and disadvantages. When choosing a card, cardholders should choose based on their own needs and characteristics. In this issue, we will review the advantages and disadvantages of Agricultural Bank of China credit cards for you.

Advantages of Agricultural Bank of China Credit Card:

1. Many business outlets. Of course, another advantage of Agricultural Bank of China compared with the other three major banks is that it has many branches in small places. Agricultural Bank of China probably has the most branches among the four major banks. Because it is "agricultural", you can easily find Agricultural Bank of China even in a small place. This is the most outstanding feature of Agricultural Bank of China!

2. The longest interest-free period is 56 days. With an interest-free repayment period of up to 56 days, it is ahead of its peers in China and provides more flexibility in accessing funds.

3. There are special student credit cards for college students. As long as you go to a business outlet with your ID card and student ID card, you can apply for a credit card unconditionally. Compared with the ICBC Peony Student Credit Card, the limit is higher, with a minimum limit of 3,000 yuan.

4. Agricultural Bank of China also offers many preferential activities. By swiping the card to refuel, you can enjoy a monthly fuel subsidy of RMB 6, three free rescues around the world, and maintenance discounts at 4S stores; the Agricultural Bank of China credit card also often offers half-price movie viewing discounts. 5. Universally applicable at home and abroad.

You can spend directly at more than 20 million merchants with VISA, MasterCard and China UnionPay logos at home and abroad, withdraw cash at more than 840,000 ATMs around the world, and enjoy convenient and fast services at any time.

6. One card and two currencies for payment. The dual account setup of RMB and USD is specially designed to meet your global settlement needs, making your journey more relaxed and responsive.

7. Agricultural Bank of China’s most beautiful mother’s credit card, giving your baby and yourself more care. With the first purchase of RMB 88, you can get a Spongebob coral velvet blanket, enjoy instant discounts when shopping on JD.com, and you can also get a Disney English course of RMB 5,000 if you spend enough throughout the year! Also enjoy the points section for Pretty Moms!

Disadvantages of Agricultural Bank of China's credit cards:

1. Since it is one of the four major banks, credit card approval is relatively strict and is not as easy to approve as China Merchants Bank, CITIC and Guangfa. Moreover, many Card Alliance netizens said that the efficiency of Agricultural Bank of China in applying for credit cards is not that high. (But it depends on the specific business outlet)

2. The quota increase is relatively slow.

3. Although Agricultural Bank of China has many discounts, banks such as China Merchants Bank, China Guangfa, CITIC, and China Construction Bank also have many discounts.

How about the Agricultural Bank of China credit card?

1. The application threshold is not high: If you apply through the online application channel, as long as the applicant has a fixed job, works for more than half a year, and has a medium income, it is very easy. It is easy to apply for a gold card.

2. The credit limit is not high: Agricultural Bank of China’s mid- to low-end credit cards generally have low credit limits, and some people have even received an initial credit limit of several hundred yuan. This is often criticized, but if you apply for a high-end credit card If you use a card, there is still a high chance that you can get a higher initial limit.

3. The Agricultural Bank of China fully recognizes the income certificates of civil servants and public institutions. Listed companies will depend on the situation, and other enterprises basically do not recognize it.

The Agricultural Bank of China Credit Card takes "Enjoy Credit, Taste Life" as its brand service concept, is based on creating new life and new experiences for cardholders, and aims to become the most trusted credit card brand among cardholders.

Agricultural Bank of China’s credit cards focus on innovation and target mid- to high-end customers and potential target customer groups, and have successively launched standard series of cards, official business card series, platinum cards and various regional co-branded cards, special cards and other series products to lead the needs of different customer groups. In addition to providing a series of considerate services such as temporary limit increase at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, timely SMS notification, consumption password selection, emergency assistance, and multiple repayment methods, bills have also been opened one after another. Featured functions such as text message reminders, text message loss reports, email loss reports, business travel reservations, 24-hour health consultation, and "516" installment payments combine the advantages of outlets throughout urban and rural areas, network advantages, and product advantages to form a powerful functional advantage.

Based on the principle of "cooperation, communication, innovation, and win-win", Agricultural Credit Card works with industry leaders with growth potential to build a card issuance network, service platform and channel construction, focusing on brand cooperation, customer satisfaction It has formed a multi-level and multi-angle cooperation system with all walks of life in terms of exclusive sharing, channel cooperation, service network construction, exclusive sharing, and product research and development cooperation to create a perfect life experience for cardholders and deliver Superior life value.

Features of Agricultural Bank of China’s credit cards:

1. Enjoy fashionable credit consumption. Spend first and repay later, no deposit required in advance, and fully experience the fashionable life brought by credit consumption.

2. The longest interest-free period is 56 days. With an interest-free repayment period of up to 56 days, it is ahead of its peers in China and provides more flexibility in accessing funds.

3. "516" shares wonderful moments in installments. It provides "516" interest-free installment business, and also has the extension repayment function to help you plan your financial management reasonably and easily "share" and enjoy a high-quality life.

4. One card and two currencies for payment. The dual account setup of RMB and USD is specially designed to meet your global settlement needs, making your journey more relaxed and responsive.

5. Universally applicable at home and abroad.

You can spend directly at more than 20 million merchants with VISA, MasterCard and China UnionPay logos at home and abroad, withdraw cash at more than 840,000 ATMs around the world, and enjoy convenient and fast services at any time.

You can choose a credit card that suits you according to your needs, or you can call the bank’s customer service number for consultation.

Can you please introduce the credit card of Agricultural Bank of China in detail?

Fashion Credit Consumption

You can spend and withdraw money within the limit approved by our bank without depositing in advance. Allowing you to fully experience the fashionable life brought by credit consumption.

One card, two accounts

Agricultural Bank of China credit cards are divided into RMB and local and foreign currency combined cards according to different account currencies. We have set up dual accounts in RMB and USD, as well as dual accounts in RMB and Euro, specially designed to meet your global settlement needs, making your journey more relaxed and responsive.

Domestic and overseas use

Applicable to nearly 20 million authorized merchants at home and abroad, and nearly 840,000 ATMs, making your consumption and withdrawals smooth everywhere.

Revolving credit

You only need to repay the "minimum repayment amount" before the monthly payment due date, and you can continue to use the remaining credit limit, and the cycle will repeat.

Various repayment methods

Our bank provides a variety of repayment methods for you to choose from. You can choose to repay at an outlet, repay by appointment, repay by phone or online according to your needs, making your repayment more worry-free and time-saving.

Free bill mailing

If there is a transaction in your account, our bank will mail the bill to you for free (the specific bill date will be notified to you on the card letter) so that you can understand it in time Account changes and reconciliations.

SMS notification service

To ensure the security of your account, our bank has launched SMS notification service, including activation success notification, consumption, cash withdrawal, repayment, pre-authorization notification, and agreed repayment. Payment and phone repayment result notifications, temporary and permanent credit limit adjustment notifications, arrears reminder notifications, promotion notifications, text message bill reminders, etc.

Instalment payment

The Agricultural Bank of China credit card launches the "installment payment" business, including consumption installments, car installments and other methods for you to choose from, so you can easily "share" and enjoy a high-quality life.

Flexible adjustment of the credit limit

When your credit limit cannot meet your consumption needs, you can apply to our bank to adjust the temporary or permanent credit limit. Our bank will adjust your credit limit based on your credit status and card usage. Adjustments can be made according to the situation, allowing you to fully enjoy the convenience of flexible quota.

Zero risk of reporting loss

When your card is stolen or lost, please report the loss in time. Once the loss report is confirmed, it will take effect immediately, ensuring that your account is safe and worry-free.

After receiving the card, the cardholder should promptly activate the card and immediately sign the same signature as the application form in the signature column on the back of the card, and must use the same signature when using the card for transactions, otherwise Any losses incurred will be borne by the cardholder. Unless otherwise agreed between the cardholder and the card-issuing bank.

Is the Agricultural Bank of China credit card good?

01

The outstanding advantage of Agricultural Bank of China’s credit card is that it has more outlets across the country, and compared with other banks, Agricultural Bank of China has Credit card outlets are available in small places.

02

The longest interest-free period of the Agricultural Bank of China credit card can reach 56 days, and the longest interest-free repayment period is also 56 days, which is very leading in the industry of.

03

And for college students, the Agricultural Bank of China credit card is also open to college students. You can apply for it with your ID card, and the limit is capped at 3K.

04

In addition, the Agricultural Bank of China credit card offers many preferential activities. There are monthly fuel subsidies, and there are also a corresponding number of free rescues and 4S store maintenance discounts, and there are often Movie viewing at half price.

This ends the introduction about how to apply for an Agricultural Bank of China credit card and how to apply for an Agricultural Bank of China credit card. Have you found the information you need?