According to the website of CCB, "bill installment refers to the period from the day after the bill date to the final repayment date when the cardholder applies to our bank to repay a certain amount of RMB consumption in installments (only once every 30 days). The minimum application amount is 500 yuan RMB, and the maximum amount does not exceed 90% of the total RMB consumption in the bill (excluding cash withdrawal, installment payment and other transactions stipulated by the bank). "
For example, the date of your bill is 10,10, and the total repayment amount of this bill is 5,000 yuan, of which 3,500 yuan is the consumption transaction of the current bill, and 1500 yuan may be the withdrawal or installment amount. Then 90% of these consumer transactions without any installment, that is, 3 150 yuan, can handle bill installment. The remaining amount not paid in installments needs to be repaid before the due date of the current bill.
You can choose the number of periods when applying. 365,438+050 yuan is divided into so many installments, which are included in the monthly bill, starting from the next installment. This is the installment principal, and of course there is an installment fee. 3 150* The fee rate for bill installment is the monthly installment fee.