You can apply for a credit card, but the amount may not be more than 10 thousand, but you can still do it, provided that your monthly income after tax is more than 4,000, you have no record of overdue repayment in the last six months, you can provide proof of income, and foreigners can provide a temporary residence permit in Beijing. Specifically, you can go to Rongdexin Investment Consulting Co., Ltd. for online customer service consultation.
Second, what are the conditions for going to the bank for a loan of 10,000 yuan?
Natural persons aged between 18 and 65; The actual age of the borrower and the loan application period should not exceed 70 years old; Have a stable job and income, and it is legal to use the money to repay the loan principal and interest on time; Meet other conditions stipulated by the bank. Banks that meet the above conditions apply for loan business. The process of bank loan: 1. Prepare relevant procedures; 2. Apply to the bank; 3. The bank approves before the loan; 4. Go through other legal procedures; 5. Bank loans. A lender of the People's Bank of China shall meet the following basic conditions: (1) It has legal status; (2) Having full capacity for civil conduct; (3) Good credit and stable interest rate; (4) Unless otherwise provided by the administrative organ.
3. What are the requirements for a bank loan of 6,543,800+0,000?
If you need to apply for a small cash loan, China Merchants Bank launched a lightning loan business. At present, you can apply through mobile banking, and you can also check whether you are eligible to apply.
1. After the lightning loan is released, the cash will be released to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate.
2. If you have a savings card of China Merchants Bank, you can log in to mobile banking and click "My → All → Loan → Flash Loan" to apply for flash loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
3. Different types of lightning loans have different quota regulations. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
4. There are two ways to apply for a loan within the lightning loan limit:
(1)/kloc-lend within 0/5 minutes, and automatically approve within 5- 10 minutes. Lend immediately after approval, and notify the result by SMS.
(2)t 1 day loan. Within T 1 day, there will be a phone call from the nuclear power plant to verify and arrange the loan after confirming the information. If you don't answer after three times of active contact, the application fails and you need to apply again.
Tips: ① If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail.
(2) When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information.