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The difference between ICBC credit card gold card and ordinary card
The difference between an ordinary card and a gold card: generally speak, that amount of an ordinary card is 1 1,000 yuan to 1 1,000 yuan; The gold card amount is 10000 yuan to 50000 yuan; Gold card enjoys a higher discount in preferential merchants, while Puka enjoys a slightly lower discount. In addition, the coverage of credit card points accumulation and card loss is also different.

The first difference between gold card and ordinary card: the design of credit card. The background color of gold cards is generally golden yellow, which highlights the characteristics of gold cards: Puka has different colors and no obvious characteristics, and generally does not take gold as the keynote.

The second difference between gold card and ordinary card is that the discount of preferential merchants is different. Because of the different grades of cards, the credit card discounts you can enjoy will be different. Gold cards can enjoy higher discounts in preferential merchants; Puka can enjoy a slightly lower discount, just like a series of cards. In the same merchant, Gold Card enjoys 20% discount and Puka enjoys 10% discount.

The third difference between a gold card and an ordinary card is that credit card points are accumulated in different ways. A bank stipulates that if you consume or withdraw RMB 1 yuan or HKD 1 yuan, you can accumulate RMB 1 yuan /HKD 1 = 1, and consume or withdraw USD1= 8; If you spend or withdraw RMB 1 yuan or HKD 1 yuan with a gold card, you can accumulate 2 points, and RMB 1/ HKD D2=2 points. Consumption or withdrawal 1 USD or 1 Euro can accumulate 16 points 1 RMB or 1 Euro = 16 points.

The difference between credit card gold card and ordinary card 4: the coverage of lost card is different. Many banks have introduced credit card loss reporting services, but the coverage of gold card loss reporting is different from that of ordinary cards. After the cardholder loses his card, the annual credit card gold card theft limit is 1 0.5 million yuan, and the ordinary credit card is110,000 yuan.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.