Cash withdrawal from Ping An Bank's credit card is a function of pre-borrowing cash. Cardholders can withdraw cash at any ATM with UnionPay logo in China, or apply for cash withdrawal through customer service phone or handheld banking APP. Note that Ping An Bank needs handling fee and interest for withdrawing cash from credit cards. The specific charging standards are as follows:

1, handling fee

1) For domestic cash withdrawal, 2.5% of the cash withdrawal amount is charged for each cash withdrawal, and the minimum cash withdrawal amount is 25 yuan RMB;

2) For overseas cash withdrawal, 3% of the cash withdrawal amount shall be charged for each cash withdrawal, and the minimum cash withdrawal amount shall be 40 yuan RMB or USD.

Step 2: Interest

From the date of withdrawal to the date of repayment, five ten thousandths of the principal is charged as interest every day, and the interest is compounded monthly.