Ms. According to the official website of the Agricultural Bank of China, the Agricultural Credit Card is issued by the Agricultural Bank of China. It gives the cardholder a certain credit limit. The cardholder can make transactions first and then repay within the credit limit. It has overdraft consumption, transfer settlement, cash deposit and withdrawal, and installment payment. A credit payment tool with all or part of the functions such as payment. On the credit card, mr means men and ms means women.