-5 days overdue and forgetting the repayment date may be recorded in the credit report.

-Loans below 300 yuan may have no interest and late fees.

2. Detailed description:

-Credit report: overdue repayment may affect personal credit records, resulting in negative information being recorded in the credit report. The details may vary according to bank policies, loan amount and overdue time.

-Interest and late fees: for loans below 300 yuan, interest and late fees are usually not charged. However, the specific situation may be different due to the terms of the loan contract, the policy of the lending institution and the overdue period.

3. Summary:

-Overdue repayment may be recorded in the credit report, which will have a negative impact on personal credit.

-Loans below 300 yuan usually have no interest and late fees.

-The best way is to repay on time, avoid overdue, and be sure to pay attention to the repayment date so as not to forget.

4. Extended information:

-Credit report: A credit report is a document that records personal credit history and repayment records. It is provided by credit reporting agencies for reference by financial institutions, which is helpful to evaluate a person's credit risk.

-Interest and late fees: loan contracts usually stipulate the relevant terms of interest and late fees. Different lending institutions and products may have different policies and fees.