Friends who have applied for a credit card may know that sometimes when applying for a credit card, the customer service staff are very enthusiastic. If the requirements are not strict, it is very easy to get through the application and you can get the card very quickly. Why is there such a thing as instant approval? Xiaocai leads the big guys to reveal the secret of instant batching.

Applying for a card by car:

As long as the applicant has a private car in his name, he can apply for the card at the counter of a Ping An Bank branch with a copy of his personal ID card and a copy of his driving license. The higher the vehicle purchase price, the higher the card level will be.

The reason for instant approval: the bank supports this card application model;

Applying for a card with a car insurance policy:

In Ping An Bank, as long as the car insurance premium exceeds 3,000 yuan You can apply for a car owner's credit card. As one of the main cards promoted by Ping An Bank, the car owner's card is not only more cost-effective for car owners, but also has a relatively high approval rate for card processing. When applying, you only need to provide the bank with a copy of your personal identity, driving license and car insurance policy number.

The reason for instant approval: If you apply for auto insurance at a bank, the bank will naturally be willing to provide you with more business;

Apply for a card by card:

Hold it Credit cards that have been used for 6 months and have a limit of more than RMB 10,000 can be used to apply for a car owner card at Ping An Bank. When applying, you need to bring a copy of your personal ID card, a copy of the credit card from another bank, and only 3 months’ worth of credit card statements from other banks. Spending record;

Reasons for instant approval: The Car Owner Card is one of the main cards promoted by Ping An Bank. In addition, the card can be successfully applied for in other banks, indicating that the card holder’s personal credit and repayment ability have been reviewed by other banks;

Applying for a credit card on WeChat:

Ping An Bank’s WeChat supports credit card application anytime and anywhere. According to feedback from netizens, it is more efficient to apply for a card on WeChat. The specific application steps are as follows:

1. Search the WeChat official account "Ping An Bank Credit Card" and follow it;

2. Click on "Smart Card", preferably "Online Card Application";

3. Enter On the "I want to change card face" page, select the card face you like and enter the relevant personal information to ensure that the information filled in is accurate;

4. Next, wait for the good news about the smooth card removal, good luck If you do so, you will receive the successful processing information from the bank in just a few minutes; but if you are rejected by the bank instantly, in most cases it will be affected by your credit status; Judging from the behavior of batches, it is not difficult to find several points. First of all, banks are interconnected. If you have a stain in this bank, it will be found when you apply for a card at another bank. Secondly, if you have handled other bank business , it will be seen that you support the bank, and batch approval will be achieved in seconds. Finally, if you have a private car in your name, the higher the vehicle purchase cost, it means that your personal spending situation is relatively stable and you can repay the loan in a timely manner.