It is a credit card product launched by a bank, aiming to provide cardholders with specialized consumption installment services.

Consumer installment credit card is a credit card product launched by a bank, aiming to provide cardholders with specialized consumption installment services. Cardholders can obtain a certain consumption limit by applying for this credit card, and can make consumption payments at designated merchants. When cardholders use this credit card for consumption, they can choose to repay the consumption amount in installments to reduce the repayment pressure.