Some products on Taobao have a "Credit Card" logo, which means that the product supports direct payment by credit card, that is, as long as you have activated the online payment function of the credit card under your name, after clicking to purchase, You can directly fill in the credit card number, CVV2 code and other information to make Alipay payment directly, without having to log in to the bank's online banking to recharge Alipay before making payment.

Other advantages of choosing a "credit card" LOGO:

1) High limit; taking China Merchants Bank credit card as an example, if you choose a non-"credit card" channel, you must pay 1,000 yuan for goods purchased. Payment can only be made after Alipay has been recharged twice, because the Alipay recharge limit for CMB credit cards is 599.99 yuan per transaction. There is no such restriction for direct payment using "credit card".

2) There are points; some banks’ credit cards do not provide points for Alipay recharge, but there are points for direct credit card payment channels.

3) It is convenient to apply for installments; for example, the installment application for Guangfa Credit Card is for a single transaction. If you make a transaction after recharging Alipay, if the single recharge is 500 yuan, you can only do a total of 500 yuan. The amount is divided into installments, but if you choose the direct credit card payment channel, you can purchase it in one go, which increases the total amount and makes it easier to operate in installments.