If a customer wants to apply for a credit card, he can directly bring personal ID card and income proof (such as bank running water and payroll) and other relevant information to the counter of the offline business outlet of the selected bank, so that the staff can handle the card on his behalf, and then get an application form to fill in, and then hand the completed form together with the information to the staff, and then wait patiently for the bank to review. After the bank's approval is completed, it will naturally send a message to inform the customer. If approved, it will make a card for the customer and then mail the prepared card to the customer. Customers can activate the card and use it after receiving it.