I owe Ping An Bank more than 60,000 credit cards. If the credit card is overdue for one and a half years, the bank will discount it to the outsourcing collection company. According to the report of Baijia Finance on February, 2022 10, after the credit card of Ping An Bank is overdue, the bank will package and discount the overdue funds of customers who are overdue for more than one year to the outsourcing collection company to collect overdue debts. Because Ping An Bank owes more than 60,000 credit cards, which are overdue for one and a half years and belong to 1 year or more, the bank will discount them to the outsourcing collection company.