It’s not easy because Great Wall Financial values ??the sincerity of its users. If the borrower's credit report does not meet the standard, the loan from Great Wall Financial Company will not be successful.
So if the credit report is not good, it is recommended not to apply for a loan from Great Wall Financial, but try to find some loan platforms that do not value sincerity, so we must maintain a good credit report.
So how to have a good credit report?
First, use credit cards appropriately: Many people think that they have money on hand and there is no need to use credit cards, let alone apply for loans. In fact, everyone needs to change this concept.
Second, do not apply for online loans: I do not recommend that you apply for some online loans, especially some private small loans, because for formal financial institutions, there are lending records of these non-bank financial institutions. They are generally quite taboo.
Third, check your credit report regularly. If you check your credit report every six months, it will help you find erroneous records in the credit report. Once you find that a financial institution has misreported your credit status, you must deal with it promptly to avoid causing other troubles. In this way, the bank will also think that you are a person with good credit management habits, and will be more willing to include you as a high-quality customer.
China Great Wall Asset carries out financial leasing business through its subsidiary Great Wall Guoxing Financial Leasing Co., Ltd. ("Great Wall Financial Leasing"). Great Wall Financial Leasing is a non-bank financial institution established with the approval of the Ministry of Finance and the China Banking Regulatory Commission to specialize in financial leasing business, with a registered capital of RMB 4 billion. The service products currently provided include: direct leasing business, sale and leaseback business and operating leasing business, etc. Since its reorganization in 2008, Great Wall Financial Leasing has been based in Xinjiang and radiates across the country. It has continuously innovated product models, increased business investment, and accumulated unique advantages in serving small and medium-sized enterprises. It has provided a variety of financial leasing services to more than 700 customers. The total scale reaches more than 50 billion yuan.
In recent years, under the overall strategic deployment of the group, Great Wall Financial Leasing has increased its efforts to expand into listed companies, state-owned enterprises, large and medium-sized private enterprises, etc., and has become a major player in Inner Mongolia Yili Technology Industrial Co., Ltd., Oriental Partners of large enterprises such as Hope Group Co., Ltd., Tieniu Group Co., Ltd., Shandong Weiqiao Entrepreneurship Group Co., Ltd., China Kingho Energy Group, etc. The company has successively won honorary titles such as "Advanced Unit for Learning Organization Construction" by the China Banking Regulatory Commission, "Civilized Institution" at the autonomous region level, and "National Financial May Day Labor Certificate".