1. If you withdraw cash, for example, 1000, depending on the bank, you will generally charge a withdrawal fee around 30 yuan (of course, the annual withdrawal fee of individual banks under certain circumstances), and at the same time, you will start to charge revolving interest (rolling interest) at the rate of five ten thousandths of daily interest, and 0.5 yuan at the rate of 1000 yuan. Although the last bill was paid, more money was owed (1000+30+ interest).

2. If you choose the minimum repayment amount, which is generally 5%- 10% of the total repayment amount (which varies from bank to bank), then the minimum repayment amount of 1000 yuan is only about 50-1000 yuan, which is very easy for everyone (of course, because it is not full repayment, you owe 65438 of your current bill anyway. If there is no new consumption in the next billing cycle and the minimum repayment amount is still selected, the total repayment amount is 9 13.5 (the unpaid amount is 1000- 100 = 900, and the interest is 900× 0.5 ‰× 30 = 13.5). Later, when the funds turn around, call customer service and ask how much you need to pay back, and you will pay back all (no need to remember interest), and then make up the difference and it will be OK.