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Can CCB not open a credit card?
The landlord can keep the card temporarily closed and reopen it when necessary, because the bank will not charge you an annual fee if you don't open the card.

At the same time, if the landlord needs to use it again in the future, it is ok to open it within the validity period of the card (the validity period of the card is on the front of the card, at the lower right of the card number, with four numbers, one of which is in the form of "month/year". For example, if it is written as 12/ 18, it means that it is stuck at 18. After the expiration date, the card will be invalid, and you will not be replaced if you don't open the bank. )

If the landlord does not meet the conditions for credit card opening, the annual fee will be charged on the first billing day of the following year. How to confirm the specific collection time? The landlord can look at the validity period on the front of the card first, and continue the previous example: the validity period is 12/ 18, which means that your credit card will expire on 18 and 12, and the validity period of magnetic stripe credit card is 5 years (ic chip credit card is 8 years), which are1respectively. If the landlord activated the card two months before 14 and 12, the annual fee will be generated in the bill of 15 or 14.

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