When traveling back to China, the first thing you have to face is the bill after "buy buy Buy". How to repay the credit card has become a difficult problem. So is it RMB or foreign currency?

You can pay back RMB by swiping the UnionPay single currency card. If you use a dual-currency credit card, it depends on whether the "automatic foreign exchange purchase repayment" function is enabled; If it is a full-currency credit card, it depends on whether the function of "recording overseas transactions in RMB" is enabled. If it is opened, you can directly return to RMB; If it is not opened, the corresponding foreign currency will be returned.

Then how do you pay back the money?

You need to apply for foreign exchange to repay US dollars, either by phone or online. Under normal circumstances, US dollar bills generated in consumption abroad or by withdrawing foreign currency cash can be repaid by purchasing foreign exchange in RMB, except for transactions prohibited by national laws.

Can I pay by installment payment?

Because the amount of money in consumption abroad is generally relatively large, the consumption amount of a basic trip is generally tens of thousands or even hundreds of thousands. If you can't turn around temporarily, you can also apply for installment payment, but be aware that she will incur additional expenses.